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Thanks for the links Alan. I didn't know about umbrella policy before. I guess,I need to do some more reading Kumquat, I am not trying to hide my asset, I just thought that if my assets were in a foreign country there would be less risk for Frivolous lawsuits. I have always wanted to eventually...

I have been a silent reader of this forum for a few months, so I thought I should introduce myself. I am 40 y/o male, never been married (no children). I have been saving for the last few years with the goal of early retirement. I have saved about $150,000 so far, most of it mutual funds...