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I have been lurking here a couple years and finally decided to post my situation. I'll be 56 in October and DW will be 53 in March. I have run my numbers thru FireCALC, RIP, RQC and ORP. I have spent considerable time with a Fidelity Account Specialist (I think that's his title) and my Financial...

A little about me and the family. I'm 53 (turn 54 in October), married with a son who starts his junior year next week in college. My DW has a state job which offers a pension after 28 years of service. She has abouth 5 years to go but we can buy years of service to shorten that to 25 years...