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  1. timeasterday

    Netflix movie or show suggestion

    Love that movie! I need to watch it again.
  2. timeasterday

    Are you up or down as of 6/30 for the year?

    By my quick calculation I'm up 3.3% YTD. My international funds are doing nicely this year.
  3. timeasterday

    5 reasons not to retire abroad

    Yep, in Taiwan I can smile and play the clueless "waiguoren" card and get out of a lot of embarrassing situations. Got me out of a few traffic tickets! And being an American "waiguoren" has its benefits too. Everyone wants to talk with you in English & give you extra food (or maybe the food...
  4. timeasterday

    Why Expatriate?

    I'm going to do it mainly because my wife would be happier back in her home country of Taiwan. By the time I retire she'll have been in the US nearly 30 years. She came over here for me and I owe it to her to return. And I really do enjoy it there and they have pretty good national healthcare.
  5. timeasterday

    Concerns over FATCA

    But the US address would just be for the company that holds your investments. If you file your taxes as a foreign resident with an overseas address I don't see how that ever gets back to your IRA company.
  6. timeasterday

    Concerns over FATCA

    So it seems like dishonesty is the least hassle to get around this. Keep a US address someplace (mail forwarding agency, relative, etc.), a US phone number via VOIP, and a US bank account. Never tell your IRA company where you really live.
  7. timeasterday

    Driving is a pain in the butt

    I agree with this, and not having a wallet in your back pocket. Squats and deadlifts are awesome. I used to have frequent sciatic nerve pain but since I started strength training and running the pain is a rare occurrence.
  8. timeasterday

    Netflix Hidden Gems

    I really enjoyed "IP Man." Pretty good story and great fighting. Not crazy about the sequels though.
  9. timeasterday

    The Hidden Cost of Retiring Early

    Or move somewhere with decent, affordable healthcare (that's my plan).
  10. timeasterday

    Hot pot

    Oh man, that looks good!! Hard to find a decent hot pot place around Atlanta. Most are Korean which is not the same at all. We buy the hot pot base sauce at the Asian supermarket and make it ourselves at home. I usually add some Sichuan peppercorns to get that numbing sensation.
  11. timeasterday

    The Photographers' Corner 2013-2020

    This is from a local railway museum. A toilet in a rail car. Seemed strange to take a photo of it but I really liked the natural light coming in that little room and something about the style of the toilet was interesting.
  12. timeasterday

    Tendinosis - anyone had experience of this?

    Maybe try a doctor that does active release therapy. I've had a couple of chronic running injuries this year and never had much relief until I started seeing a chiro who does ART. She quickly found weaknesses and muscle imbalances that are the most likely causes of my pain.
  13. timeasterday

    What's the first album you ever bought (not bought for you)?

    Either Led Zeppelin IV or something from Frank Zappa. Can't remember now.
  14. timeasterday

    Anybody doing anything with their portfolios in light of Gov. S/D ?

    I'm not making any changes for now. So far it's just a minor bump on a serious uphill climb. If I see this chart back below 1400 I'm all in like gangbusters.
  15. timeasterday

    The Photographers' Corner 2013-2020

    I shot motorports for media in the past and most of the guys shot JPG simply because they don't have any time to edit photos. The photos have to be uploaded while races are going on and immediately after. But they do know how to dial in the exact settings for every situation.
  16. timeasterday

    The Photographers' Corner 2013-2020

    I only shoot in RAW.
  17. timeasterday

    The Photographers' Corner 2013-2020

    I use the GretagMacbeth Eye-One Match 3 for monitor calibration. I have a Dell U2412 ISP as my main monitor and it makes a huge difference. For camera white balance I mostly just eyeball it in post processing for outdoor shots. I take product shots for my wife's online store and in that case...
  18. timeasterday

    The Photographers' Corner 2013-2020

    This is the Navy Tac Demo Team from last year. Wish they were performing this year! All shots taken with Canon 5DMKII, Canon 70-200mm MKII + 2X
  19. timeasterday

    Suggested growth rate for portfolio growth estimates?

    I'm at 75% stocks, 25% bonds and use a 5% total return and a 3% assumed inflation rate in my planning spreadsheet. Each year I update the spreadsheet, changing the forecast total savings number for that year to the actual number. Each year I beat my forecast, which is a good thing.
  20. timeasterday

    The Photographers' Corner 2013-2020

    Another national park, another bear. This was taken last year in Grand Teton NP. Our first morning there after a rainy night we found grizzly mom #610 and her 3 cubs digging around right next to the road. It was such an amazing experience. We were the only people out there so early in the AM and...
  21. timeasterday

    The Photographers' Corner 2013-2020

    Adobe Lightroom is enough for about 99% of my editing. Once in a while I need to do something more complicated or use a plugin so I also have Photoshop Elements.
  22. timeasterday

    The Photographers' Corner 2013-2020

    LOL! Thanks - at one point I kind of lost track of mama bear and next thing I know she is about 20 feet away from me. I slowly backed away but she never paid much attention to me.
  23. timeasterday

    The Photographers' Corner 2013-2020

    A couple of black bear cubs in Cades Cove - Great Smoky Mountains National Park. Canon 5DMKII - Canon 70-200mm MKII + 2X - f/5.6 - ISO6400 - No Flash
  24. timeasterday

    Camera Upgrade DSLR

    This is good advice - once you choose the crop vs. full-frame route that has a big impact on the lenses you choose. I wouldn't spend a lot on the body since they change so much and quickly get outdated. But I still shoot with a Canon 5DMKII that is several years old but does everything I need...
  25. timeasterday

    Dental Xrays

    That happened to me too, although it took about 3 years. As luck would have it I needed a root canal on another tooth about a month later. That was financially painful, but not really physically painful. Drilling through the crown was rather uncomfortable - a much different sensation than...
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