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Seven or more important points that need to be stated. 1. Oatmeal, processed food, meat substitutes are being pushed by the food industry for higher profit only, not nutrition. 2. Oatmeal and cereals were original created to sell horse feed to people for increased profit to the producers...

I wonder if it is possible to tell the California Teachers pension of which my wife receiveds about $1,000.00 per month to just cease payment. Then request from SS that the pension has stopped and that she wants to take a spousal benefit of half of my SS of $2,900.00 ($1,450) but would include...

My Struggle! In comparison to Gumby and RetiredMajor! Wife was a teacher in California. What a joke! She worked as a nurse until she was 40. SS discounted her work history from the time she was 18 until 40 and only gave her 940.00 then discounted this amount by about $540.00 to less than...

I just wanted to say thenk you to all of the responses. I am kind of a loner with just a few friends. The responses and support has been very helpful and i thank you for taking the time. I keep looking forward. And I an going to look into several of the suggestions mentioned including taking...

I would say just treat her like a friend, don't ask her anything, just go visit. She is probably very lonely. Do you Christian duty and look at it as service to help her through bad times.

Ivinsfan - Thank you for your kind and informed words. Yes, you know exactly what is occuring on a daily basis. Just knowing that other people also understand the depression, loneliness, and issues surrounding fibromyalgia helps. I did not mean to be so depressing but your kind understanding...

Thank you for your concern! We have looked into almost everything possible. My wife had a para-thyroid removal of three of the four para-thyroids which we personally believe caused much of her issues with the fibromyalgia. She also has had severe osteoporosis last fall her mobile phone fell...

Purchases Green Mtn Smoker! I bought a new Pellet Grill/smoker (Green Mountain Daniel Boone model) love it. I have smoked about 20 racks of ribs and have smoked them almost every way that I can find on the internet. I have found the best for us is to cook them at 275 degrees for 2 hours the...

Everyone should be aware of fibromyalgia. If you mate should acquire this disease your life as you know it will end. There are risk factors to contracting fibromyalgia such as rheumatoid arthritis, a traumatic injury, genetic predisposal, and autoimmune disorders like rheumatoid arthritis and...

A little off topic but I have found that FINRA is simply a tool of the securities companies, brokers, and salesman to protect themselves from wrong doing. FINRA fails to protect individuals. Their arbitration panels are selected from individuals to protect the security industry, if they side...

As a follow up most insurance in a various states only require $15,000.00 policy to get insurance to meet the requirements. Plus many states a policy is required to get the auto registered or a drivers license, but the insurance companies are only required to sell you a policy for 1 month to...

Never, Never, Never drop Uninsured/under insured insurance from your policy! This is one of the most important coverages. There are so many illegals and bums in this country that are not insured if you get hurt you have no one to recover damages from. I have had know personally of several...

Yes several advisors did see, Yes, check out Hedgeye.com

I flew for years for work and now I can't stand to fly. The only relief is that I have accumulated about 800,000 miles and 1 million Amex points that I have been saving for retirement. I am going first class to Rome in the late fall and then cruising back from Rome for 14 days. I would rather...

Nothing Like Booze to have fun Party! I was a wedding photographer when I was in high school and early college. Went to several Baptist weddings. They were the most dull, sad, people I have ever seen. Drinking fruit punch. Nothing like a Greek, Catholic, Italian wedding everybody is happy and...

I am 63 retired (two years) and my wife and her two sisters have invited her sister to move into our retirement community. The worst part the sister moving here is an alcoholic for the past 30 years and still drinks heavily. After two weeks here she was drunk for the last three days and refuses...

Over the course of my business (small business) I have used Mac's since 1986. Purchased desktops and laptops now have a 27" desk top I purchased in 2010. I have had this computer longer than any other. Upgraded ram to 16 and have never had a problem. I would like a new computer, but I hate the...

I have cruised on Princess three times out of 30 plus cruises. Each time I swore I would never cruise them again. This time will be the end.

One other pet peve are people who won't wear glasses that need to and can't see crap. I have a sister in law who won't drive on the freeway or more than a few blocks from home (grocery, medical office other sisters homes). I discovered she is so vain and tight that she will not wear glasses...

I am 63 retired (two years) and my wife and her two sisters have invited her sister to move into our retirement community. The worst part the sister moving here is an alcoholic for the past 30 years and still drinks heavily. After two weeks here she was drunk for the last three days and refuses...

Leaving for Rome in October of 2018. 4 days in Rome then on to the cruise ship Celebrity back to Ft. Lauderdale for 14 days. First trans-Atlantic since retiring two years ago. Total cruises 2-Princess, 13-Royal Carb, 6-Celebrity, 1-Holland (18 days from San Diego RT Hawaii) nice and slow great...

I have tried them all! Most fail due to human failure. The best is intermitten fasting. Look it up Jason Fung - Fasting, Intermittent fasting "reverse diabetes naturally". It works and it not that hard. Just start with a low carb diet first to turn off your hunger. 20 grams of carbs or less. It...

I am without question going to take it as I have payed into the system about $290,000. However I cannot take SS until after I turn 65 due to Obamacare which requires me to keep my income under $65,000.00 or I do not get a substidy. If I earn over $65,000 the insurance for my wife and I would...

For the more leisurely read, you cannot beat Clive Clussler. Easy to read, but can be hard to put down. For those of you mainly men who like to read try the following. Fargo Adventures – Husband & wife historical treasure hunters. Spartan Gold – Excellent The Jungle – Very Good The other three...

This is a very important question that I feel is understated on this forum. My personal situation is similar, but I am age 63 with my wife age 64. In Phoenix, AZ the only plan offered is an ACA plan costing $27,500.00. The plan has very few doctors and only the worst hospitals and is an HMO...