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I don't have a science background, but it took less than 5 minutes to learn that Titan's atmosphere is more than 90% nitrogen (as opposed to 78% here), with no free oxygen and it rains methane there! The atmospheric pressure is 50% higher than Earth's. I hardly think any sort of life there would...

We docked in Sharm el Sheik, Safaga, and Port Said with a Viking World Cruise in 2022. We stuck with ship's tours and saw St. Catherine's Monastery on Mt. Zion, Luxor and all the attendant temples and tombs with a short Nile cruise, the Egyptian Museum, and the Pyramids & Sphinx. Never any sense...

Just finished reading the entire thread on Death and Money and the OP's recommendation to simplify by consolidating your assets as you age is spot on IMO. Our IRA & brokerage accounts are with one provider. We do have funds in three separate banks (savings, CDs and checking), but this is due to...

Our bank pays 4% on the first $25K in our checking account if we make at least 20 debit purchases a month, so yes, I whip that card out to meet that goal. Plus, I can see where our dollars are going without waiting for a CC statement.

Our glide path was 30 months before May 2014 when the DH would retire at 59. That's how long it took us to pay off our retirement home in a LCOL state and the rental properties that would tide us over till SS & his small pension kicked in to cover most of our monthlies. He gave his boss a two...

I have to recommend my sister's Vrbo just outside of Keystone, SD. It's a gorgeous area minutes from Mt. Rushmore and if you have a rainy day, her place has plenty to do--pool table, fuseball, a covered outdoor area with a fire pit table, full kitchen! Sleeps six. She and her hubby are "premier...

North80, what I'm hearing, more than any dissatisfaction with your finances or future retirement, is loneliness in your life. The past was a blast, but you're looking into the future and it seems empty. As long as you look at a serious relationship as someone to take care of you, it will...

Blame the Victim! Is it just me, or does this sound like every abusive relationship? See how YOU made me hurt you! Blaming the retailers for gangs of organized thieves coming through like a swarm of hornets is ridiculous.

This... My DH likes to say he's unemployable. What he means by that is that there isn't enough money anyone could offer that would induce him to sell his life to someone else again.

Barbie v Oppenheimer Going to see Barbie? Only if they tie me to a chair and tape my eyes open. It would be 2 hours of my life I'd never get back. Seeing Oppenheimer? Except for the unnecessarily graphic sex, it was riveting, thought-provoking and I'm still thinking about it weeks later...

Fraud, not a title insurance failure Both the original owner and the buyer are victims of someone who impersonated the owner to the lawyer who represented him in the sale. The scammer didn't need to change the title to his name. He only had to convince his attorney he was the owner of record...

Multiple Streams of Income That was the title of the book I read back in 2003 and it changed my way of looking at planning for our retirement. So here are our streams: Rental income from 10 units SS for both of us Small pension for the DH Taxable Stock account (which we tap only for travel)...

No More Music? I confess I was shocked when someone said they wished music hadn't been invented. As an old Music major, this was anathema to me. But then I started thinking about how many times I've been annoyed at the inappropriate music blasting in restaurants, shops and places of business...

Getting Around Boston Used to live in Medford--a Boston suburb. There are tons of things to do and see, but getting around by car is a pain. Even driving up to Salem and Maine you'll find awful traffic. Use the T to get around town whenever you can. It's part of the Beantown experience. If...

No Ethicist but ... I'm the exact opposite of a socialist, but in this case, the "to each according to his/her need" makes sense to me. If I were blessed enough to have grandkids, I'd want to do something for them separate from what we gave their parents. That said, I'm also okay with...

Your age: 67 (DH soon to be 68) Budget annually for travel in retirement: ? Usually, I am the Queen of Budgeting. I pride myself on being the "Anti-Shopper." But flash a cruise brochure before my eyes and I'm scrambling to figure out how we can do it. How many trips per year: Before the DH...

Needing Supplemental O2 & travel I've been using supplemental O2 since 2014, not 24/7, but during excursion or at higher elevations only, and we still travel because instead of O2 canisters, I have two portable oxygen concentrators. They are battery operated, suck in air and scrub out the...

Long Term Steroid Use I'm so sorry to hear of your wife's health troubles. And I know it's hard on you to watch her go through this. My prayers for both of you. I have been on prednisone since 2010 to help control an auto-immune lung condition. I've been cut down to 10mg a day, but the slack...

Millionaires are the worst! That's what my mom said one time. Bear in mind we've taken my folks on numerous vacations with us, cruises, road trips and flights to week long trips to theme parks. We bought them a new refrigerator when they discovered the previous owners of the house they bought...

This is a ledge I had to talk my 86 year old Dad off of this year, so I've done some research. Medicare Advantage plans spend a lot of time and money trying to distract us from the main reasons we choose health insurance: 1. Choice of Doctor and hospital 2. Access to that care 3. Clearly...

Multiple Streams of Income Retired in 2015 at 59. We have 100% in individual stocks and mutual funds. No bonds. They were always losers. But... Our monthly income is provided by rental income plus SS since we hit FRA. We haven't tapped our IRA and won't until the DH hits 72. So the ups and...

Swans won't keep them too far away. We used to live in a condo that overlooked the Mystic River and in the wintertime, a flock of swans and a flock of Canadian geese claimed their respective ends of the open water like a couple of street gangs protecting their turf. Amazingly enough they all...

Remodel or Refresh We touched up the whole house in 2014 when we moved back to the Midwest before the DH retired in 2015. New flooring and paint throughout. Some new windows and moved a back door. New fireplace and built-in shelving & cabinetry in the living room. Tore out the fiberglass shower...

Landlords Are Not The Devil... According to the standard lease (which we pull off our state's website) after the lease term is up (we usually require one year) the tenant can stay on a month-to-month basis at the same rate. If we determine that an increase in rent is required at that time, we...

Online Rent Payment via Apartments.com As landlords, we offer our tenants the opportunity to pay their rent online via Aparments.com. There is no charge to them if they opt to allow the app to withdraw the funds directly from their checking account. It can be set up as recurring payment or done...