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Hmm, I don't think that's accurate. I poke around in the fatFIRE subreddit from time to time (even though I'm more "chubbyFIRE" myself), and I don't think $100k/year is considered fat even at the low end. Although there's no official threshold, my understanding of fatFIRE is that it typically...

Agreed. Interstellar travel (of living beings) is very, very unlikely to be possible even for highly advanced civilizations. This is because of the enormous amounts of time required to travel between star systems that are only even a few light years away. For example, it would take a space ship...

I mean, considering that roughly 7% of all Americans believe that a secret cabal of Satanic, cannibalistic pedophiles operates a global child sex trafficking ring and that 2-3% of Americans believe the Earth is actually a flat disc, I certainly am not surprised that some people believe in some...

Would you mind sharing how much you're paying State Farm to insure you home and your car, in addition to the umbrella portion? I feel like I'm already paying a lot for those without umbrella, so if I added umbrella my overall insurance costs would be WAY higher than they are now.

Is the $427 in addition to the coverage you're getting through Geico for your cars and boat (and home, I assume)? Would you mind sharing the total cost of all that insurance, broken down into what you're paying for auto, boat, home, etc.? I ask because my "insurables" are almost exactly the...

In additions to my comments above, I also wanted to chime in that I too was "stuck" with some private company stock for many years that I wanted to dispose of. The result of an ill-advised investment in a small start-up that I really wanted to believe would do great things... but I should've...

I agree with OldShooter, OP. It's not clear what your priorities are here, so perhaps you could give us more detail. For example, if it were me, a key metric in all this would be the ratio of the value of the private stock to my total NW. If it were something like 3%, I would not spend much time...

DW and I recently started "The Resident" on Netflix, which is a medical/hospital drama along the lines of Grey's Anatomy, The Good Doctor, and/or House. I think it originally debuted on Fox back in 2018. We like it and have been averaging about 3-4 episodes per week. Definitely quite watchable...

Well, gas stations typically have the most well-advertised differential between CC pricing and cash/debit card pricing, so usually it's better to pay with a debit card (or cash). For example, the Citgo down the road from me here in suburban metro Atlanta has a cash/debit price of $3.29/gal and a...

Thanks for posting this. What is the filing deadline for the 5500-EZ to report the closure? Is it Dec 31 of this year, or Apr 15 of next year? Or some other date? (My Vanguard rep said no reporting was necessary, so it's good to know the real answer from the IRS!)

Wow... that's really not a small leak! Looks like it's coming from inside the splitter, which to me would indicate a faulty washer, most likely, but I'm sure you've checked that already. I would say take it off, inspect it carefully, reattach it to make sure it's threaded properly and tightly...

Schwab ATM/debit card for cash withdrawals and Cap One Quicksilver Visa (1.5% cashback) for all other purchases. The Quicksilver card is great because it has no surcharges or fees for international purchases and exactly matches the daily currency conversion rate.

This is exactly what I plan to do. Reading through the long thread about all this over on the BH forums, it seems like there is a tax form that must be filed (Form 5500, to report the "closure" of the Solo 401(k) plan) if the plan meets certain reporting thresholds. Did your Vanguard rep...

+1 I recently injured my lower back and was really in need of some orthopedic help ASAP. My previous orthopedist had retired, so I needed to find a new one. I called the office of one recommended by my PCP, and the specific doctor I was asking for did not have any openings for appointments for...

Ooh, yes... there are lots of new emoticons to choose from. Cool! That was one aspect of the old forum software that seemed very out of date. 👍:giggle: I will also chime in to say that I like the new "Like" feature. Much better than the old "Thanks".

Just testing the ability to copy/paste an image directly into a post Awesome! Love that it's so easy to do this now.

+1 Trying to earn lots of miles based on CC spending or actually purchasing tickets and flying often with an airline is, IMHO, a fool's errand. The redemption/rewards rates these days are much lower than what you'd get by simply putting all your spending on a 2% cash back card. The only...

Hmm, interesting. I had never heard of the AMI metric until now. I looked it up for my county using the Fannie Mae AMI Lookup Tool, and it's $103,000... which seems crazy high to me! But I believe this must be median household income, not individual income. There is no way that half of all...

The article comes across as something hastily thrown together without much effort or fact-checking. It contains this gem of obviously bad data: Even the most perfunctory proof-reading of the article would have noticed that there cannot possibly be fewer people in the $5MM-$30MM group than in...

Yep, that did the trick. Thanks!

Trying to use Vanguard's treasury search tool, but no matter what I put in it always says "No offerings match your search criteria". What am I doing wrong here? I've tried entering a variety of values in the different fields, all to no avail. In the particular search shown below, I'm looking for...

:facepalm: Every long-time, savvy user of FIRECalc knows all of this like the back of their hands, and I would never assume that any of the veterans around here think FC is some sort of magical machine that actually affects future market performance when Dory36 inputs new data every year. We...

Yes, as a long-time user of FC and active member of the E-R.org community, I certainly do realize that. Not sure what about my post made you think otherwise. ???

+1000 I recently rewatched Six Feet Under all the way through with DW, and I absolutely could not agree with you more, Ian S. I cannot think of enough superlatives to describe how great it is.

This is exactly like the view I had from central Arkansas! I saw that same bright red "dot" at the bottom, exactly like in this picture, and it was spellbinding. Apparently it was a solar prominence erupting tens of thousands of miles out from the sun and looping back in due to strong magnetic...