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Just received our yearly Home insurance renewal from Nationwide.. We live just outside of Vancouver WA on 5 acres. We've had the same coverage for 8 yrs, no claims, no changes. Premium went up slightly over +50%! We called for an explanation and were told that our area of WA had an overall...

I'm scheduled to have a Rezum treatment on 4/15/2022. 66 yrs old, 80 gram prostate. Lots of tests completed over last 13 months. No CA, just an older guy's BPH! No median lobe enlargement. Flomax (tamsulosin) worked for 15 yrs, then stopped about a year ago and was doubled. That helped...

I recently learned that the VA no longer considers your Assets when you apply for medical benefits. As of March 15th, they only consider your income. For me, because I control my income through monthly Roth IRA conversions to qualify for the ACA benefit, it was easy to adjust down a little to...

Day 3 and the WA State Health Exchange website seems to be up and operational. I was able to setup an account for DW and myself this afternoon and got both of us verified. WA state seems to be using Transunion for ID verification as they asked the same personal questions that Transunion did...

I'm in a state that has embraced the expanded Medicaid for 2014. Medicaid in our state is a decent system and actually uses some of our current doctors. Currently We're living off of our savings and investments and can easily control our MAGI income. We're also in our mid to late 50's. So...

I have a 2012 K-1 (form 1041), box 11 - Final year deduction, code D - Net operating loss carryover - regular tax of $277,395. Two questions for those of you who understand tax code better then myself: 1. Am I allowed to carryover the unused NOL amount into future years until depleted since...

I plan to ER next year once I max out my 401K + match. Basically I'll be putting 100% of my income (minus SS/Medicare/Health Insurance) into my 401K and will max. out early Feb. So I'll technically have no earned income from work in 2013 as it will all go into the tax deferred 401K.. I then...

It's been 6 months since my first post and we've had a lot of time to review our finances and to further refine our ER plan. Also, we're now hopeful with Obamacare that our healthcare needs can be met with minimal expense. As to our yearly income needs, we've updated our plan and calculate...

I just turned 56 this week and have started my 24 month + countdown. Just found and joined this group. Here are our stats: We own our home (value $400K), have $0 debt, $830K in 401K, IRA's, Savings. 75% mutual funds (87% stock/13% bonds) - 25% CD's & checking I have a fixed pension of...