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I think I know the answer but can't seem to find much info on it. I have medical insurance through the state run ACA site. If I don't apply for the monthly ACA subsidy and my income is below the ACA subsidy threshold I believe I will get a tax credit back when I fill out form 8962 on the 1040...

Hi, I don't believe I have posted in a quite a while but I was wondering if anyone has advice for maintaining ACA subsidies while taking money out of tax deferred accounts? Maintaining ACA subsidies is great but it does limit your ability to withdrawal funds from traditional IRAs or 401Ks...