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In the field that DW and are in (and I'm sure others use the term, too) we have a term called "scope creep". It happens when a project's design/fabrication goes on WAY too long and things just keep getting added to it. Regarding the design we have to reach retirement, we aren't at BS Full...

Is it permissible to use HSA money to pay for medical expenses outside of the U.S., or would they be non-qualified right off the bat?

I'm curious to know which FIRECALC choice is favored by those on the forum. I prefer to use "constant spending", but the Bernicke approach gives me a significantly higher annual spending ceiling, at a 99% success rate (93k vs 58k). Should Bernicke be considered with a grain of salt, or can I go...

I know that a lot of people who RE enjoy the low cost health care/health insurance that countries like Mexico have to offer, but what do folks do for health concerns when you travel back to the U.S. of A. to see the kids over the holidays or spend a summer? Assuming one is too young for...

I haven't done in-depth analysis of which fund families are a better buy than others, but I seem to see the most frequently mentioned on this forum are Vanguard and Fidelity. My 401k is with Oppenheimer, but I have some IRA's with Putnam. Should I be looking at Vanguard and/or Fidelity, or...

Thanks to all who contribute and maintain this site. I'm already learning a great deal. My situation: Wife is 57, I'm 55, good health, annual gross income of $130k. We have $425k in 401k and IRA's, and we're each putting 15-16k into our 401k's annually now. Another $60k or so is in savings...