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I am holding a tiny position in VNQ, it represents about 0.5% of my portfolio. I bought it more than 10 years ago and it certainly has under performed the broad market. For some reason, I know....the psychological biases I have and the need to tinker some, I want to add to this position using...

I started my Roth conversion journey last year and I'm working on a few conversions right now. So far I only have US total stock index funds in both DW and my Roth IRA. Was wondering if others put international equities in their Roth? Being that a very small percentage of my assets are in...

Been doing some house keeping in my IRA accounts and made a few small re-balance trades before the market close Christmas eve. I have one more account to adjust and will leave that until later in the week. With my AA out of kilter and the S&P down 13% for the year, it seems like a good a time...

Back in 2012 I joined the community and made my first post, introduced myself, and stated that I had planned to fire in 2 years.....I was 49 at the time. After 3 years of OMY syndrome I finally pulled the plug last Friday....will be 55 at the end of the year. I posted over in the life after...

25 years ago or there about, I read in one of my investment books that it made sense to hold bonds in pre tax accounts and stocks in after tax accounts during working years. This made sense to me since bond income is taxed as ordinary income—advantage being greatest while still employed in high...

I hit my 5% threshold for re-balancing my portfolio. Yesterday I made some changes to my IRA's and 401k's to bring things back in check. For a couple of years now my target has been 60/40 equity/Bond-cash. I'm 53 now and on a timeline to pull the plug before the end of the year. DW has a...

I was online this morning running the RIP tool.....It looks like Fidelity made the change to the new planner they have been talking about for a month or two. It appear to me that the new planner is way more conservative than the previous one. I didn't do an analysis on the percentages yet...

I have been selling stocks and buying bonds into this bull market to keep my AA in check. The worst part about it is paying the tax on the cap gains. Every now and then I want to let it ride....I know that's a mistake. I also worry about the bond market with interest rates this low. Not...

Hello....My first post here, although I been lurking for several months now. Tons of good information and feedback here...great site. Here is my situation. I'm a couple months shy of 49 and my wife is 57. We have $1.7M in taxable accounts AA 60%/25%/15% stocks/bonds/short We also have $900K in...