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It is too late for my parents to enroll in any part D program due to the late enrollment penalty. From the CMS Website: “ How’s the late enrollment penalty calculated? Medicare, not the plan, calculates the late enrollment penalty when a person subject to the penalty first joins a Medicare...

After seeing some discussions about NOT signing up for Medicare Part D since "you" are not currently taking any prescription medications, I would like to share what my parents are dealing with. When Dad retired both were in excellent health so did not signup for Part D. Well, Dad is 91 and Mom...