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    Sildenafil 50mg for Pulmonary Hypertension

    Out of curiosity, I checked my prescription, Synthroid 100mcg, 90 tablets on GoodRX, the lowest price was Target/CVS with a "savings of 27%", for $140.60. That is 8 and 1/2 times more than Kaiser's retail price of $16.63. I was only paying $2.17 for 90 days, but I switched to a high deductible...
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    $500,000 per couple primary residence exclusion and inflation

    I don't believe you can do a 1031 on your personal home. The property must be a business or investment property, which means that it can't be personal property. You would have to rent out your home for a couple of years before you can do a 1031
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    $500,000 per couple primary residence exclusion and inflation

    Proposition 19 became operative on February 16, 2021 Under Proposition 19, can I transfer my base year value to a home of any value? If the replacement home is of equal or lesser value than the original home, then the original home's factored base year value may be transferred to the...
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    Medicare Poll

    Thank you for your feedback! It sure does look good on paper, with $900 max OOP, no network restrictions and no premium for the retiees. I was told that I can change to plan N without underwriting if I was not happy with it even after the trial period because it's consider a "employor" plan...
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    Medicare Poll

    How long have you been on this plan? Are you happy with it? Do you need referral to see specialist? Any issue with pre-approval? Thanks!
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    No kids. Who do we put in the will?

    I was considering giving to St. Jude also until I read this https://www.propublica.org/article/st.-jude-fights-donors-families-in-court-for-share-of-estates Now I'm looking for small/local community foundations...
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    How secure is my private sector pension?

    But according to the email I received on 5/3/23 from AT&T, I can have confidence that this move is a win-win...you think they would lie to me!?? I'm so glad I took 60% of my pension as a lump sum and only about 40% as an annuity. I'm turning 65 next year, just as they eliminated the $2,700 HRA...
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    New Car Shopping-Rav4?

    Wow, I have a 2019 Crosstrek and I don't think I ever even come close to getting 35 MPG. What am I doing wrong? :( Other than the sun visor, I do like my car. Every once in a while, I do wish it has a little more power as I'm merging onto the freeway though.
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    Taking SS at 69 instead of 70 - Yes, yet another SS question.

    He might be able to - he mentioned he turns 70 in January 2024, if he was born on January 1st, 1954, he's still able to file for spousal without starting his own benefit.
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    Taking SS at 69 instead of 70 - Yes, yet another SS question.

    Can you file when you're 70, but request retroactive payments for 6 mos? Will your wife be on medicare by then or at least within one month, correct?
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    Social Security at 70

    Were you born before 1/2/1954? If you are born after 1/2/1954 – you cannot utilize the restricted application
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    Monthly charge for medicare

    I'm not sure retiree insurance is consider creditable coverage. You might want to check to be sure your DW will not be subject to penalty if she does not sign up when she turns 65 with your retiree coverage. I could be mistaken, but I thought I read that the coverage must be from current or...
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    Crazy Advertising for Medicare Advantage/Supplement Plans

    Please help me understand - Why is Original medicare better than an advantage plan? If I can get an advantage plan with an annual $950 maximum out of pocket. Same price for in network and out of network service. How will that be different from original medicare with a good medigap plan other...
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    Spousal SS - sweet dream turned nightmare

    Update- I mailed in an appeal form SSA-561_U2 to SSA on 9/10/21. On the same day, I also emailed my congresswoman for assistance and received an email from her aid on 9/21/21 requesting a signed Privacy Act Release Authorization form in order for her to initiate the process of ensuring I...
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    Spousal SS - sweet dream turned nightmare

    Yes, I did email her today. Hopefully, she'll get back to me after her hair appointment :laugh:
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    Spousal SS - sweet dream turned nightmare

    I asked, was told offices are still closed. I even asked if there was a office I can drop off my appeal. She told me I have to mail the form in, which I did, via certified mail today.
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    Spousal SS - sweet dream turned nightmare

    Yes, he's been on Medicare since he was 65 and 10 months, right after I retired. I've paid every month since he signed up. I offered two different times to pay the Part B, was told both times by different reps not to. Even if I did, the payment would still show up under his ss#. The issue is...
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    Spousal SS - sweet dream turned nightmare

    Husband (69) and I (62) filed for SS back in June.* Everything went smoothly with my phone call with a very friendly and knowledgeable agent.* She was so nice she even offered to take care of my husband's application which was scheduled an hour after mine.* Check online the next day, both...
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    Modelling when to take Social Security and other pensions

    Right or wrong, I just filed for my ss last week, 3 mos before turning 62. My husband will get 50% of mine full retirement amt until he turns 70 next March, at which time he'll file for his own benefit. I was telling a group of friends I was surprised as to how easy it was to file for our...
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    Getting stimulus $....on the backend

    Per Kiplinger - The IRS began accepting 2020 tax returns on February 12. Since some people have already filed their 2020 return and some people haven't, eligibility for and the amount of your third stimulus check will be based on either your 2019 or 2020 return. According to the American...
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    IRMAA...Does the Money Grab Never End?

    My husband has Kaiser Advantage. In addition the $202.40 for Part A/B, he is being billed $12.20 for part D also. I called the SS office asking why they are billing IRMAA part D when my husband did not sign up for part D. They told me that has nothing to do with it, it's strictly based on...
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    SS and Medicare

    My husband is paying IRMAA for Part D even though he did not sign up for Part D. He was told by Medicare that he has to pay the IRMAA Part D rather he sign up for it or not. It is straightly base on our total report income.
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    Spousal insurance vs. Medicare

    From SS site: Special circumstances (Special Enrollment Periods) Once your Initial Enrollment Period ends, you may have the chance to sign up for Medicare during a Special Enrollment Period (SEP). If you're covered under a group health plan based on current employment, you have a SEP to sign...
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    Mid-50s, ER 2015 - pension/lump options

    Another child of Ma Bell? Congratulations!!!
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