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Not me, but a buddy of mine bought a color TV for his girlfriend, for his bedroom! I suppose best or worst depends on your point of view!

One thing that I have noticed since I have retired (2015) is a change in my risk tolerance. Before retirement, my asset allocation was 90/10 and I slept like a baby during the financial crisis knowing that I had a reliable income. Today, I sit at about 50/50 and I agonize every news headline. I...

Academically correct. Realistically difficult.

Classic definition of an asymmetric risk profile. Save a little, loose a lot.

I'm thinkin I'm going to use your list!:)

Whats work?:laugh:

I am a simple man with simple analysis. It is my understanding that inflation is caused by to much money chasing to few goods. if you have a gazillion dollars in an economy and the government decides to print another half a gazillion, how does that not increase the cost of goods? Sorry. Not...

I would start drawing on dividends and interest first since you already need to pay tax on them. You than can sell off any losing positions in your non-qualified accounts working your way toward more profitable positions. This will minimize taxable events. An inevitable but high class problem...

Good point. That is my hang up, not hers.

Funny you should mention that. That was my initial thought exactly until I recently read a thread about the tax inefficiency of those funds.

75% of the funds are in taxable accounts so re-allocation will take some time with an eye on CG. I could look into VG to manage the account as an alternate thought, but that would amount to over 15 k a year. I have a hard time wrapping my arms around that. I'm too much of a tightwad. Then again...

I have been giving a lot of thought to the question of how DW would handle her finances should I croak before her. Our portfolio is on the complicated side due to my own need to be involved. Try as I might, she has no interest in getting involved in our finances so I think it prudent to simplify...

I am officially changing my screen name to "Crotchety Man">:(

Good God. You have all turned into my father!

DW is into the wine tasting thing. We go out to the vineyards regularly. Swirl, taste and spit. Kinda defeats the purpose in my view. Give me a vodka and club soda with lime. That I can taste as well as understand.

Smaller packages? That’s a relief. I thought my hands were getting bigger!:facepalm:

I have one 23 year old boy. He has had only one moving violation since he started driving. I think I will look into a separate policy for him. Saved a bundle on Health Insurance that way too.

I think I'm getting hosed. I pay $1,132 a year for 2 Mil. Wait until I see that greedy gecko.

Watching the market is like watching 100 dollar bills going by on a conveyer belt. It is very easy to succumb to the temptation of trying to grab a few as they go by. I’ve been a self directed investor for 35 years. The biggest problem I have always had is avoiding the temptation to speculate...

My first down year since retirement in August of 2015. Down 4.91% and I have come to realize that I do not have the risk tolerance that I used to. I guess that paycheck thing really does make a difference. I am going to take some time to re-assess my AA. Currently 76-21-3. I’m thinking something...

I recently met with an FA through a free no obligation invitation. He hosted a tax in retirement seminar which was right up my ally. He spent about an hour with me mostly finding out about my objectives and situation. He made some generic recommendations but at the end of the session, he said...

In March of 2018, I received a $10,000 incentive from e trade for moving 2.5m from Ameritrade. They also gave me $3.95 stock and MF trades and a 4% margin fee. I don’t know how long the offer was good for but it was a progressive offering based on assets. The company is great and there...

Suze Orman is the Jerry Springer of finance.

Little did anyone know that Spock had the answer to the SS riddle figured out years ago, “Live long and prosper”:laugh: