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What’s your opinion of VG’s financial advisor services?. In my situation, just retired with a nice portfolio of balanced and index funds, I’m not sure I see the 30 basis point cost. In rough numbers, $10k per year. I’ve always done my own thing; mix of growth and index funds, low cost; does...

Thanks All of you, thanks for your kind thoughts. We had already planned several things, selling the big house, downsizing etc. Also, several bigger trips. I’m going to continue the path. As for the trips, don’t really see the point for most of it. Maybe, someday I’ll change my mind...

Just wanted to talk some, maybe get some advice. Had one hellacious career, a battle. We Retired approx 5 years ago. Lots of medical issues for me, heart mostly. Bypass etc. Now, it’s just me, I’m 61. Lost my much better half. She passed away 8 weeks ago to a unknown (to us) illness...

I wanted to know what the members of the forum think on the topic of buying additional service credits; 5years/60 months addition. Just finishing my 30 years service, state government pension and have the opportunity to buy an additional 5 years of service credits. Basically, an single premium...

so similar It's amazing, freaking amazing, my job was so similar to yours, it's scary. Crazy upper management, dotted line reporting, lots of valueless project managers with pet projects, way too many chiefs, too few Indians (if I can be politically incorrect, which I can now), multiple...

Lazy B I worked for the "Lazy B" ranch early in my so-called career in a technical role. I sure don't remember a bonus, so you're already way ahead. In fact, engineering salaries were so pathetic then; there were few mid-level engineers around, they had left for greener pastures. I know I...

varies it's all over the place; though, in almost every instance, its smaller than it used to be. more than half the companies I worked for had nothing, no options, no bonus........no turkey......glad to have a job, aren't you buster? In the ones that did: one company it was 8%, 4%...

April 1st 2017 DW is retiring 4-1-17, 30 years + 1 week govt service, pension and retiree HC then avail. Firecalc has us at 99%+. That's good enough for me, as well. Plus, we appreciate the symmetry of April Fools Day and our so called careers.................in my best 60's hippie...

here's my take A good friend of mine, after 15 years with a megacorp, had a similar thing happen to her. 14 years of supervisory experience and with very good to excellent performance reviews, then the new boss from the corporate dark side showed up. da da doom. His take was that her team...

you've got to be kidding...... My CAREER never paid THAT well.........and after 55-60 hour, high stress weeks on salary for decades.......I'm more than ready to punch the retirement clock. I've always felt that I deserved every penny that I earned through my efforts. I watched others make...

Or, companies have you worked for? Qualifiers, if I may: 1. need to be compensated for the work 2. after schooling 3. acquisitions count 4. large companies, divisional changes, new jobs count Me, I'm working on my 16th in 32 years. Talk about a rolling stone.........

My total includes: 6 Years pre-college, family farm, 20-60hrs per week, seasonal, damn hard physical work 6 years college, engineering school, damn hard intellectual work and 2 degrees, so I didn't have to go back to farm, except summers 31 years in my so-called career, and about two to go For a...

it depends like many have said, it depends So, not to bore you, here's how we will decide when the time comes, a little less than 5 years from now: 1. Current health-it's good, but I had heart surgery at age 45, so... 2. Longevity-DW parents passed away early 60's, my Dad at 72,Mom still...

If I were in your situation.............. I'd make them pay..............dearly. I'd start at 5x current wage, maybe negotiate to 3x........every extra week 10% bump to motivate them to search for a replacement, seriously.........bonus up front in cash for just showing up on first day, stock...

We're penciling in April 2016, one year past, 100% FC. Just want a little buffer, eh? Will live in Phoenix during the winter, Spokane the spring summer and fall. Tremendous amount of things to keep us busy. The best of both worlds.:dance:

teas'n me ok, Spanky....you got me hooked, tell me what benefit packages for anyone near a professional, career oriented occupation are worse than ours.........? c'mon, now ........don't be shy..........as you can imagine, I watch NASCAR for the crashes........ Plus, I really want to...

wow, Spanky, your job's benefits suk, too. I'd call it a pick'em. Didn't think anyone was even close to us.....my old megacorp's been working the employees over now for about 15 years, continuously compounded pounding. There's a turnstile at the front door now, by the way. I took it...

so, how's this work? Working in engineering and manufacturing most of my career, there's been less than zero's chance (in hell) of working part time. In fact, most of the time it has been 55+ hours per week to "keep your lousy, stink'n job, you knucklehead". Travel on weekends for Monday...

golden....smolden handcuffs Golden handcuff......sheesh. You guys......... 1. No pension, nada 2. No retiree health insurance, nope 3. no stock options, only for the non value added few 4.no buying company stock at reduced prices, are you kidding me 5. takes 10 years to get an extra...

Just an update Well, back at the forum for an update to our situation, thanks to all of you that gave us some different ideas. We tried to hang on, but it was impossible, the damage was already done. Well, they "cashiered" me after my health got to the point I was almost dysfunctional. I did...

Brewer, Close......but, being the conservative sort, probably not close enough for me about 83% FIRE at the moment, figuring till age 90 or so. I still feel like I want to work, have some value to add and most of all, I think, don't go riding into the sunset like this. Strangely, I just feel...

Just about done, well done. Last week, they finally decided to Action Plan me at work. You know, begin the formal documentation process to rid themselves of my so-called worthless self. The first one of these I've received in 30 years of my so-called working career. That is, after completely...

If you would believe it, value of 401k's, present value of pensions (not SS) and other saleable assets, just passed $2.5M last Friday. OMG. Not in my wildest dreams. Still working, but not for long. Time for "take this job and shove it", just waiting for the proper moment. It won't be...

excellent question, one I've personally asked myself for years, actually. Read all of the responses and I think Onward's response truly nailed it. I spent 6 yrs in school, working towards degree(s), I thought were so very sought after, financial independence, just a job or two away. Surprise...

In my 35 year, so-called aerospace engineering career, I've worked for 11 different companies, 8 no longer exist (bought, acquired, hostile takeovers, moved to se asia, etc.). And luckily laid off only twice, once early, once late in the career. But, missed several (by moving to other...