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  1. ICNTR

    Advice on Fidelity Decisions

    So we finally funded a Fidelity cash management account and did enough to get the “free” CFP services. However, the initial consult left us with many questions. Thanks in advance if anyone is willing to share their thoughts and experiences. 1. The CFP services seem to add value but I’m...
  2. ICNTR

    What have you read recently? 2009 -2020

    Recently finished the Silo series by Hugh Howey. I enjoyed those so I looked for similar recommendations. So glad to now be in the middle of Pierce Brown’s Red Rising series of books. Love them. Elven got DW hooked. Guess I’m still a bit of a science fiction nerd. I really enjoy how a good...
  3. ICNTR

    YOLO

    Generally speaking I too typically see short-sighted, high risk decisions following the YOLO mindset. However, I must admit that I have made a few. To each their own. We are all granted choices and varying degrees of freedom in this life and I respect that. However, I personally disagree...
  4. ICNTR

    If You Were Me, Would You Spend More?

    I didn't read all of the responses so please excuse me if this is not within the context. Regardless, your question is a tough and complicated one. Here's another. Do you want for anything? If so then run the numbers and make an educated decision. If not then enjoy the blessings of the moment.
  5. ICNTR

    Customer died suddenly - perspective

    Sorry for the loss. Death can be shocking. It shows no prejudice nor conscience. Part of my decision to resign was based upon the fact that I am truly blessed today but that there are no guarantees of my next breath, let alone tomorrow. I am trying to appreciate and enjoy the moment. Best regards.
  6. ICNTR

    Did you regret moving away after retiring?

    It can be a lot of changes all at once. Was in our case anyway.
  7. ICNTR

    47 year old looking for financial independence

    Congrats! Sounds similar to DW and me. If you are a little nervous then just leave on good terms and with good contacts. Although firecalc and other indicators showed us with a similar success rate, we decided to resign but to do something to avoid pulling out of savings until we make enough...
  8. ICNTR

    My dog is too old...

    Carried our dog when there were lots of steps. I agree that no pet should be put down if they can have accommodations to enjoy most days. Our 17 year old rat terrier loved life even with some limitations. She'd didn't even seem to mind losing hearing as storms and fire works no longer scared...
  9. ICNTR

    Best Day Ever?

    God has been good to me. I personally believe that for me, no good days come without Him. That said, my best day is the one when I met my wife. The first day was so much fun that we ended up seeing each other for the next 78 days straight. Got engaged after 3 months and married 3 months after...
  10. ICNTR

    Becoming a Prepper

    Interesting thread. Not a lot of new, groundbreaking ideas though. It really is as simple as Aesop's fable, "The Ant and the Grasshopper", IMO. Thankfully we are free to live as we choose. You can be the ant or the grasshopper or something in between. I can respect the decisions made by each...
  11. ICNTR

    Your Most Meaningful Change?

    RetiredandFree.....sounds great. I would love that. I recently did a thread about my "big adventure" plans for a three night river float trip living on what can be fished, gigged, or gathered. Also going to a free orienteering course being offered this Saturday. 4 hrs of classroom work then...
  12. ICNTR

    Any Pinball Hobbiest Out There?

    Prices have been out of control for the last couple of years. Hope they come back into line. Luckily got my TZ about 8 years ago when they were "cheap". Addams Family is on my wish list too. Simpsons Pinball Party, Lord of The Rings, and too many others. Good thing I am a tightwad with...
  13. ICNTR

    What was Your Workout Today?

    Got a new Concept 2 Rowing Machine. Did my first 2000 meters on that. Fun but harder than I thought! Seems to give a lot of my parts a good workout. Finished up with 30 minutes on the spinning bike.
  14. ICNTR

    Any Pinball Hobbiest Out There?

    LoneAspen, try not to let the electronics stop you if you are interested. In my case anyway, learning how to work on pins has been as much or more rewarding than playing them. There are some great sites with helpful people that are willing to assist those of us who are learning. Pinside.com is...
  15. ICNTR

    Your Most Meaningful Change?

    I can relate. Thought I would volunteer a lot too but have not as of yet due to similar reservations. Sort of hoping to hear enough inspirational experiences on this thread to help get me started in one direction or another. I ER'ed about 20 months ago but still enjoy do some occasional...
  16. ICNTR

    Any Pinball Hobbiest Out There?

    I have enjoyed pinball machines for quite sometime. However, ER has really given me more time to study, search for, and work on them. Currently enjoying The Shadow, Judge Dredd, and my crown jewel....Twilight Zone in my small collection. Anyone else got the pin bug?
  17. ICNTR

    Your Most Meaningful Change?

    What is the most significant opportunity that FI or ER has provided you? Maybe asked another way, how have you invested the rare opportunity of more free time and what returns have you received on those investments? All responses are invited and appreciated but I am guessing that there are some...
  18. ICNTR

    What was Your Workout Today?

    Shoveling the drive....again. Really looking forward to Spring!
  19. ICNTR

    Boston Capital Tax Credit Fund IV

    Yep. Same here. pls let me know if you make any progress towards a resolution. I'll do the same.
  20. ICNTR

    Hi, 40 want to retire at 50. Thoughts appreciated.

    Welcome. Glad u r here. Got plenty of good things going for you. IMO think you might want you confirm you annual needs and plan accordingly. Gotta plan for a lot of years so a good size nest egg and planned escalation is important. Similarly, no kids here and a frugal wife in my case...
  21. ICNTR

    Planning My Spring Adventure - float, fish and live off the land

    What a shocking transition that must have been. Interesting how we are all so tied together as a society and yet can, for a while at least, still find some level of solitude and separation out in nature. I suspect it is healthy to strike some balance of both. Thanks for sharing.
  22. ICNTR

    Boston Capital Tax Credit Fund IV

    Just noticed you are in St. Louis. Ironic since this same Cape Girardeau advisor set us up with some energy LLPs through a St. Louis investment group. That did not work out well at all! Court cases, etc to the point where we were glad when it wrapped up without costing us more than our...
  23. ICNTR

    Boston Capital Tax Credit Fund IV

    Thanks for the response. My stagnate comment might have been misleading. I never really expected returns along the way. It was designed as a 12 to 15 year tax credit wit distribution after that, if/when they sell the properties. I'm not holding my breath for a big distribution. Too many...
  24. ICNTR

    Planning My Spring Adventure - float, fish and live off the land

    It will be morel season! Have to be careful though since most surrounding land is private and I wouldn't want to trespass. I will pass several public places that may be worth a look although I would have to be lucky since they are hunted hard. I was wondering where to camp but have noticed...
  25. ICNTR

    What was Your Workout Today?

    Cold outside so came up with a living room workout. Mix and Match as you please, A total of 400 reps of the following as quickly as possible: Push-ups Sit-ups Air squats 25# kettlebell swings Dips (hands on bench with feet on floor)
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