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Congratulations! Me too. One more month to go and will be FIRE'ed at age 50. :laugh::laugh::laugh:

Oh, forgot to mention. I am a duel Canadian and US citizen. I am have been working in the US (Oklahoma City) for the past 9 years. The company has not asked me to move to Houston, but I am seeing my department here in OKC moving one by one.. I terms of US/CAD hedge. My plan is to have most...

Thank you for all your support. In terms of health care cost, we are going to reside back to Canada, so our health care cost would be around $350 per month, including government health care premium and private insurance to extend our health/dental/vision coverage. Walkinwood: good advise in...

Thanks DFA for your support. $46,800/year is good. Actually, I have kept tracking my monthly expenses for the past 10 years we only spend $36K a year. The different between $46,800 and $36,000 would be our other spending money, like a bit of travel here and there, or for something that is...

Planning on ER next February (2013) before I got this news, now decided to ER in two weeks. This company has been going thru merger (merging entities that belong to a division) and I see my department moving to Houston one after the other. One of my department was moved last year February and...

Jean, I am in the same situation. I also qualify for both CPP and SS and we are planning to move back to Canada once early retired (hopefully early 2013). Nun is correct that there is a provision in the SS called WEP which will reduce your SS payout a bit, but what you also have in Canada is...

Waiting for my stock option to be vested... in about 5 months.

Current age 49 Will retire in 6 month at 50 Worked 25 years after college No pension. Living frugally and within your mean / below your mean is key.

This QE3 would only deflate our purchasing power by inflating food / gas cost. It would not help to lower our mortgage rate as the rates are so low now that they will not go much lower in all material aspect. However, deflating the US dollar may improve our export and discourage import, thus...

Dalai Lama once said: When asked what surprised him most about humanity, answered " Man. Becasue he sacrifices his health in order to make money, then he sacrifices money to recuperate his health. And then he is so anxious about the future that he does not enjoy the present; the result being...

aida2003: I do believe that there would be a "crash" in the Canada housing market. However, I don't think it will be to the extend like the US style crash. But who knows... One thing I surely know is that nothing going up forever. Renting does make more sense financially, but if there is a...

Milton: True that both myself and wife wants to settle back in Canada upon retirement. I guess that is the main reason we choose Vancouver, partly due to it natural beauty / warmer weather (Canadian standard) / etc. Definitely, UBC is not Stanford / Yale, but spending upward of $50K per year...

Ed: The housing in the US is so attractive. When I first did my research on the housing cost in Vancouver, it almost make me sick. We are not dead set on getting a house right the way. That would be the ideal if we can get some places that is reasonable in price, but we are also open to...

Nun: We realize the tax reporting issues with IRS when living outside of US. Sometime can be a mess. If needed, there should be some well qualified tax accountants that can help me to make sure they are done right. Thanks.

aaronc879: I have been tracking my expenses for the past 10 years and pretty comfortable with my numbers there. Especially after my son finished his under-grad degree, we should be able to free up more money as well as we will expect him to find work and contribute to family expenses, if he...

pb4uski: Mortgage interest is not deductible in Canada, so the Investment / tax saving by having a mortgage is only 1% point (taking a 5 years mortgage actually cost more than what I get from investment after tax). Furthermore, wife wants to be mortgage free.

Meadbh: The main reason going to Vancouver is because of UBC (ranked 25 in the world). We hope that by the time we are aready to purchase, the housing market will soften at least 5-10%, thus the same house / Condo will cost no more than $500K. We live very frugal as you see our current...

The calculator shows positive result for all possibilities (to age 90), so that is good to go based on the FIREcal.

Hi, I am 49 and my wife is 47. We have one son age 17. His college choice is UBC in Vancouver, BC. Since we are duel citizen (US and Canada), he only need to pay around $5K in tuition per year (yes, per year). We are also planning on moving back to Canada next year (2013) when he goes to...