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  1. imoldernu

    Of Two Minds Blog

    This current Charles Hugh Smith article is very long.https://www.oftwominds.com/blog.html I'm taking it a section at a time. Am guessing not too many people will read the whole blog, but I've noticed more and more , here on ER... more frustration and confusion about money and how it works in...
  2. imoldernu

    Memory Lane - Computers - Coleco Adam

    I happened across a story about The 1983-1985 Coleco Adam, and spent several hours recalling when my company tried to sell it. The Wiki article about the "Adam" is fascinating. Bought one for my kids, and just got rid of it last year. In any case, this link is to a very detailed history of...
  3. imoldernu

    What is meant when people say an old person "becomes irrelevant"?

    Beautifully done...:flowers: Thanks for presenting this thoughtful subject. Only in the past few years, has this been on my radar. 'Til about age 80, I guess "relevancy" was more of a sense of "responsibility".... as in a feeling of obligation be there for my family, and my community. To help...
  4. imoldernu

    World Debt increase

    Interesting overview. https://www.axios.com/newsletters/axios-markets-2d98f27f-a92a-477a-9f80-fc821914db99.html
  5. imoldernu

    2019 Spending Summary and Analysis

    We measure our spending by our bank checking account.... month to month and year to year. (using current inflation numbers) So: $12000. checking account Income is simple. $27,000 Soc Security $14,000 Annuity $1,000 Dividends Total $42000. Expense actual $38,000. For the past 5 years our...
  6. imoldernu

    One year into RE, only 34 more to go.

    Fun to read. @ age 60, I also looked at 34 years to go... Now, 31 years into RE, at age 84... the 94 age goal looks doable. Can't speak to the money part, except that we never had a lot, and feel safe for the next 10 years. All those planning options worked out perfectly.... taking SS @ 62...
  7. imoldernu

    WiFi vs Hardwired/Ethernet Speed?

    I got lost asomewhere around the 6th post. Two wired, 3 wireless TV's, 5 old, old computers, and a five echo devices... No idea, but my most distant wireless 10 year old computer regularly speed tests at about 240mbps down and 11 to 20 up. I think this usb connector helped a lot. from...
  8. imoldernu

    Basal Cell and Mohs Surgery

    Fluouricil In our CCRC, dozens of regulars who go for tests, scrapings, suspicious skin reviews. Some in their 90's who go almost weekly. Haven't asked, but continuous visits must run into the multi thousands of dollars. My one and only time.... 8 years ago... 100 miles, $200, cut and...
  9. imoldernu

    Gmail question

    :facepalm: Sorry to start a ruckus... In my email the default goes to "inbox"... and "unread". Not offered as a default, but if I go down on the left column, there is a setting/link to "all mail". Yeah I'm too picky... but really... have you ever (honestly now).... have you ever clicked on...
  10. imoldernu

    Gmail question

    Thanks... I don't want or need lots of ways... just to let the emails stay where they are. The default for inbox does a sort.
  11. imoldernu

    Do You Have a Filing System for Documents?

    Piling system. All paper needing handling, paying, or response, jeanie takes care of as it comes in.. All else into my pile. Maintained in a box file, nominally by date (or era). No Problem for the past 60 years. Naturally deeds, bills of sale, and all "ready to show" documents are kept in...
  12. imoldernu

    Gmail question

    Both jeanie and I use the same gmail address. 63 separate settings . Since we no longer do a lot of email correspondence, there are not many that we intereact with, or need to respond to. Here's the thing... as soon as one of us reads an email, it is marked as "read", and the mail goes to...
  13. imoldernu

    The Future of SS

    We'll do just what we've been doing for the past three years. Print more money.
  14. imoldernu

    Anyone ever consider if ER is worth it?

    +1 Well said!
  15. imoldernu

    Anyone ever consider if ER is worth it?

    Sorry, no advice, but your post triggered memories. Jeanie and I graduated college in 1958, at age 22. Four boys in five years, kept us both busy, as I was working about 65 hours/week (retail catalog store manager). During that time, between the Army, and four job relocations, we moved four...
  16. imoldernu

    ER Back Up Plan

    @age 53. our plan was to go back to work if we had to. We didn't have to, and now have had 31years of freedom. The decision saved a lot of soul wrenching. :flowers:
  17. imoldernu

    Simple Tax Question

    We've had local tax freeze and homestead exemption, since 2004. I figure about $75,000 in total.
  18. imoldernu

    How much to plan?

    Deja Vu already! Reading the OP was reliving my (our) decision to retire. For two months after closing my home business @age 53, it was dozens... dozens of those big green spread sheets...yes filled out with all kinds of of variables. Literally hundreds of hours spent agonizing over every...
  19. imoldernu

    Update on Cord Cutting (Cable TV) 2017 - 2020

    FWIW https://www.cordcuttersnews.com/roku-has-a-special-christmas-gift-for-roku-owners-with-free-shows-from-hbo-cinemax-starz-showtime-more/
  20. imoldernu

    Simple Tax Question

    About filing... I think the state and federal government have forgotten about us. We haven't even filed for more than 15years, and paid no taxes since I closed my business in 1989. The reason I asked was because I didn't remember much about tax forms. Going to the Government website to...
  21. imoldernu

    Use Lawyer of immediate family

    Yes... Decision was made by all family members. Our sons and their families are so close, there has never been any kind of problem... money or otherwise.
  22. imoldernu

    Simple Tax Question

    Age over 80... Filing jointly. Income from Social Security, and Taxable annuity pay out of $10,000. That's it. Taxes? ???
  23. imoldernu

    When did you become fearful of health issues when traveling

    I enjoy posting, but am beginning to think that in our 84th year, it's time to go to the old folks forums. Though jeanie and I spent from age 53, (when we retired) to age 76, travelling, camping and moving all over the U.S. .... it basically stopped when we settled in to our CCRC, here in...
  24. imoldernu

    Aging Progression and Getting Old

    84th year.... Gotta be careful what I write... can't remember all of my lies.:blush: Every day is new, for both jeanie and me. All of the bad times are behind us, and we look forward to what ever we may be facing without fear or any negativity. Despite memory problems, and a number of close...
  25. imoldernu

    Naproxen Withdrawal (Aleve)

    An estimated up to 6 million adults have AFIB... not all diagnosed, and the chances for those over 65 having it, is fairly high. The first thing the doctor insists on, is withdrawal from NSAIDs is because this type of blood thinner can be very dangerous.
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