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    RV---Buyers Remorse?

    Research, research and research. Also go to as many RV shows as you can. One of the biggest one's is coming up in January in Tampa. I have a Tiffin gas motorhome now and had a fifth wheel before that. I am thinking of upgrading to a Diesel Pusher in 2018. Decide if you want to tow or drive...
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    Transitioning from Private Insurance to Medicare

    Be prepared for a long phone call when you do this. I tried to do it online, but it would not work.l
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    Can Short/Long Term Losses Be Deducted From Dividend Income ? *ACA Related*

    My losses have been counted toward my income. I have received some money back each year from IRS due to this. There is no way I can estimate exactly what I will be getting each year. Part of my money is from SS and the other part is dividends from my retirement funds. I try to average out...
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    Coughing Caused by ... Acid Reflux!

    I had to eat very small meals at night for years to stop these issues. I eat my main meal at Lunch now.
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    which states still have PPOs?

    BCBSAL (Alabama) has PPO offers.
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    Applying for ACA 2017 Coverage

    I reckecked again and my wife's ACA plan went from $151 to $205 for 2017. This was good to us being her cost jumped to $320 in October after I started getting Medicare. This is for the exact BCBSAL Silver Multi-State plan. The cost for some items on 2017 are less also. One difference was the...
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    Applying for ACA 2017 Coverage

    I went all the way through around 7 AM this morning. I plan on waiting for my renewal notice from BCBSAL before proceeding.
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    Preview 2017 ACA plans now active

    If everything is correct my wife's 2017 insurance will be $205 which is $146 less than the $351 cost that went up from $151 when I started medicare.
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    Calculating MAGI for Obamacare for married couple where...

    When I signed up for Medicare in September my wife's insurance rates went from $152 up to $351 per month.
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    Removing Retirement Money?

    Both of our Roth accounts are 10+ years old.
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    Removing Retirement Money?

    Good luck with that. I had to make the change to Medicare just prior of my wife having a surgical procedure. I wanted to make sure her insurance was not screwed with. She kept the same policy, but the cost doubled, due to me dropping out of Obamacare. I take a cut in SS and had to pay more...
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    Removing Retirement Money?

    Around $40,000. I would want to withdraw $10,000 to $15,000. I have a Roth and my wife has a Roth acount.
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    Removing Retirement Money?

    The money in question is actually in Roth accounts. How would this work?
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    Removing Retirement Money?

    Is there a way to remove some of my retirement money for a down payment without it going toward my yearly income? I am getting a subsidy for the ACA insurance, but it I get more money/income I loose the subsidy. I am 65, but my wife is 60 so no penalties should be involved. She is the only...
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    2017 Health Insurance Rate Requests

    Wow - BSBSAL asked for a 41.53% rate increase for the plan my wife has now. It definitely looks like she will have to go to a Bronze plan.
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    2017 Health Insurance Rate Requests

    I just turned 65 and started Medicare. I did not realize that my wife's BCBS ACA plan would double what it was before. I am concerned what her ACA will cost next year in Alabama. She still has 5 years before she can get Medicare. When Obamacare started we had Gold plans, we then had to...
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    Time for me to get hearing aids

    I was born with a hearing problem. When I first got a hearing aid it was one that fit in the ear. I was in my 30's. But as my hearing got worse I had to go to the BTE type. I am restricted now to that type. There is a Costco about an hour away.
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    Time for me to get hearing aids

    I may have to find a Costco somewhere. Down here they have Sam's Club's.
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    Leg & Hand Cramps

    I started taking my non-chelated Magnesium twice a day (one in the morning and one at bedtime) right after I read this. I was shocked to have a good night sleep without leg cramps. I ordered some chelated Magnesium and started taking these at bedtime and taking the non-chelated ones in the...
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    Leg & Hand Cramps

    I normally get up every night with leg cramps. I have Magnesium Oxide with Chelated Zinc in my vitamin pack which I forget to take more than I remember to take. Is this OK for the leg cramps?
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    Cancelling ACA for Medicare?

    I sent out several requests for supplement plans and most of the companies just sent me the info I wanted. But this one company's agent contacted me by phone and all he was interested in was their most expensive plan. He also is a retired lawyer. He kept hounding me for a meeting.
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    Cancelling ACA for Medicare?

    Having the same carrier is not possible and dealing with an insurance agent to me is worse than dealing with a lawyer. :) I prefer to research online and enroll online.
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    Cancelling ACA for Medicare?

    Will I have to contact my ACA health care insurer and Healthcare.gov when I switch to Medicare and a supplemental plan to cancel or will this occur automatically? I will be traveling at that time and I do not want to get double billed.
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    Medicare Supplement Plans F,G, and N

    I am going through the same process being I will be turning 65 in September. After doing a lot of research and getting info from another forum I have decided on a High-Deductible F Plan from Thrivent Financial for Lutherans. Their plan also has discounts for dental, vision and hearing aids...
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    Do you like eating Spam ? DW and I argue about Spam

    My wife and I both love Spam sandwiches. I remember camping with my parents when I was a kid and having Spam and eggs for breakfast.
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