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Have you thought about a one year old Accord or Ford Fusion? Both are excellent cars and can be had around the same price as new fit or civics. They would give you more room and better accident protection without giving up much in the way fuel economy.

The Iquit resulting from ACA is also a boon for the younger people entering the workforce. Many companies don't want to put the money out to train new people, if the old people retire then they have no choice but to train. This could very well be the biggest ACA benefit to our economy 20 years...

The aluminum used on the body of the new F150 was developed with Alcoa and help from the USDOD. New military vehicles are using aluminum to save fuel costs and there hasn't been many complaints over it. The aluminum panels are more resistant to door dings than standard steel skinned doors.

As a younger worker I can attest to my generation not expecting a defined benefit retirement plan. When I was in high school we had to take a finance / adult life class ('07) and it was made clear to us that pensions would not be feasible in the future, so don't expect them. We were also warned...

Self learning chips will likely not function properly. For instance, I work in air balancing and every year some engineering company claims to have developed self balancing devices to save money on balancers. Guess what... They don't work when installed. They are expensive failures that still...

Larro Darro, If your DW really would like the backup camera you can DIY with a parts package from your dealer... You can also pay most dealers to install it for you. It's only a couple hours of work for a DIY. Here's a how to video from YouTube.

The 21k is after down payment and moving costs. The only expense to be paid for with the house still is a new dining set. Fingers crossed DW doesn't go overboard with that purchase ;). We don't have much of an emergency fund at this point. Its about $2000. But we are adding $800 a month to our...

Hey everyone, My wife and I just sold our home and are completing the purchase of our long term home. We bought at the bottom of the housing bust and are lucky to have made a good sized profit off our first home. After downpayment on our new house we will have $21k left over from our sale. My...

I have a spreadsheet that has our income, monthly expenses (bills, food, gas, spending, etc.), and savings. It also has a section that i update monthly with all of our loan balances and interest rates. That last part really bums me out looking at it. :laugh:

This is kind of where our thought is now. We are planning on having kids in the not too distant future but i think we will get term LI. The reason behind the looking for insurance is because my wife's sister lost her first husband at 24 due to cancer that crept up in a matter of months. They...

Thanks for the response Frayne. I forgot about life insurance in my post. We got a quote for whole life from new york life insurance. For 150k it was $200 a month. We were flabbergasted. I think we will be taking your advice on term insurance. :laugh:

Hey everyone, My wife and I are trying to take control of our retirement plans and well, make a plan. I am 22 and she is 23. We bought a house last year and are working on paying down our credit cards and student loans. :facepalm: She contributes 5% to her 401K and her employer puts in 2%. I...