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Target2019 - All my loans are through Sallie Mae and they allow me to choose which loan to apply any payment over the minimum payments. I've den doing double payments all year and applying the overage to my highest interest loan.

Yes, the 15 month period would pay off all the loans. It would be shorter were I just to pay off the debts over a certain interest threshold.

Thanks for the support and advice. I don't have a 401k match unfortunately and I know we're not getting one in 2014 so I was feeling like this might be the right time. I look forward to doing a loan payoff dance sooner rather than later. :)

I've been running the numbers to see if it would make sense to temporarily (15 months max) divert my monthly investment dollars to paying off my pesky student loans. Here's the breakdown of what I owe: 9.25% - $3,184 8.25% - $6,436 6.8% - $25,144 5.25% - $5,216 2.39% - $7,403 Based on my...

We're looking at booking a trip to Quebec City in December. Has anyone been there? Any recommendations of places to eat or activities?

A couple years ago my boss, the owner of the company I work for, asked if I would help out with a non-profit he owns. Was supposed to just be some basic bookkeeping (paid) but ballooned into almost running the non-profit, no pay for over 2 years, and now just a small stipend. Summer is the worst...

I'd be using it just for my own purposes to compare year over year. Just wondered if there was a standard way people calculated it that I was oblivious to; sometimes I tend to over analyze and end up missing simple things.

In my case all of my current saving is done in Roth or other after-tax vehicles so I figured I should use net, but wasn't sure how I should approach it as my savings become a blend of both pre and post tax.

This might be a silly question, but when calculating what percentage of salary you are saving do you use gross or net earnings as your denominator?

Had my first one this summer at age 26 to confirm a diagnosis of Crohn's disease. Not bad overall though I had some syrupy, liquid prep that tasted worse than anything. Will likely have to do it periodically if my condition worsens, but for now it's manageable and we'll roll with a CT scan with...

@ronocnikral - My husband has been in for over 8 years now and was recently promoted to E-7. We've done lots of research and of course if things don't work out as planned, there's always Plan B...or C...etc. @pb4uski - I expect that my tax rate in retirement will actually be higher than it is...

I stumbled across this site a few months ago and I'm finally ready to make my entry. I am a 27 year old CPA, married, and hoping to be the opposite of my "crap I'm in my 50's and have saved $0 for retirement" parents. I made some not so bright choices in college, though the student loan debt is...