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Is the OP referring to the Fidelity Partner Program? We just signed up, will cost .7%, after a lifetime of doing it ourselves we now want to switch to an income model and have not been successful. May I ask why the OP and others who fired their FA, assuming it wasn’t the FIDO staff FA, what made...

THIS REPLY IS TO KOOK THE OP: You still here Kook? I'm in the same boat as you, I rode VG Investment Grade Bond Fund and VG TIPs down, it is against my nature, in my DNA not to sell when it's in the red but I think that's more of an equities philosophy with me and one month ago I was...

Hi, I want to create a CD ladder for about 6 months out. How soon until the CD rates reflect the latest hike? Thanks, Nick

I get really upset by guys who avoid PSA testing and the finger wave. I am alive today because I got PSA tests over a 4 year period (very important it is from the same lab), and they discovered the numbers going up at an alarming rate which is called Velocity. Had the digital exams where a BB...

We are very upset and would never buy a Subaru ever again. My wife has a 2015 Forrester with just 30K on it, bought it new and when it's cold, we can't go through a Chicago winter without either having to buy a new battery or getting a jump and/or being towed into the dealership. The manager of...

For anyone wanting to have detailed information about a city or area to retire in, here's the best site to go to, nowhere better: https://www.city-data.com/forum/ But beware there nay be realtors lurking.

For the first time in my investing life I need to figure out when the bottom will occur to reinvest. At 67 years old I didn't want to watch my nest egg slide so at DJIA 25864 on March 3rd I took out 80% of our stock position which was 13% off the highs (now it's 30% off). I had wanted to do it...

They are doing what I have done for myself for free forever. Whenever a service rises their rates, such as XM Radio, the cell phone company or I get a whopping medical bill, I call customer service and say: "I just lost my job and have to cut all my expenses, please cancel my service". Most...

OP here: • Go to Performance Tab • Then scroll down to Your Performance Returns • Then click a small rectangle in the lower left that says: Modify Market Returns Once you get the hang of it you can compare benchmarks to what you are doing with your AA and positions.

OP here: Thanks everyone for your response. I've been away awhile and will use this to prepare for my meeting.

Hello, There was a mention in a thread as to how, on Fidelity's website, to compare the results of one's AA to an index of the same percentages over a time period: Under Performance Returns: go to market indexes and hit modify market indexes button. Pick the 60% equity portfolio and see how it...

First, quit posting here and get active on: https://www.healingwell.com/community/default.aspx?f=35 I AM A SURVIVOR. A doubling is troubling but you should compare rises over time. If it goes up fast over a year or two that's called "Velocity" and is a bad sign. All tests must be done at the...

OP here: Thanks everyone, this is a lot to digest, I will print the whole thread out and take a yellow highlighter to it. I am with the folks who want to sleep well and not be tethered to the market, just today the DJ went down 328 pts. That's why I decided on the bucket approach with 5 years of...

OP here: Thanks everyone for your advice. I'll have to look at my options. Leaving money for an inheritance isn't the reason for not touching the principal, rather, it's to help my wife when I kick the bucket, which will be sooner rather than later for me, because she won't collect any of my...

I thought the idea is to not liquidate shares, to live as much as possible off the yield, correct? To avoid Sequence of Return Risk and taxes? Got to cut the grass, will check later. Thanks

Well...I would think BlackRock could do it better than myself. That's their business, right? More so than Fidelity. How is everyone here, already in retirement, getting a steady yield from their fixed income positions, besides bond funds? Thanks

I'm 65, wife is 60, now retired although I still service clients and bring in a few K a month for a couple of days' work, but that won't last forever because it's very physical work. We need some advice as to how to get a 3% yield ($30K annual, $2500 monthly) from a $1.1 mil nest egg, as...

She has been TOTALLY discredited. Watch this:

Recently retired, after much research, we decided to use the Bucket Strategy of income withdrawal. I realize it's mainly for visualizing and not freaking out when the market corrects or crashes. My wife panics at market downturns so this will work out well. I know what we will do for Buckets 2 &...

Thanks pbuski!

OP HERE: Thanks Everyone! Since we recently retired I have been trying to figure out how to draw a steady income from our Nest Egg of $1.2 mil and decided to use Evensky's Bucket Strategy. I did not know whether to put the HY fund into Bucket #2 which is bonds and supposed to be fairly safe, or...

I ask because these high yield junk bond funds act more like a stock fund rather than traditional bonds. So, in terms of thinking about volatility should I list it, in this case Vanguard's High Yield Bond Fund VWEHX, under equities or bonds? Thanks, Nick

Thanks everyone!

We are 64 and 59, recently retired, and are getting worried about our 34% AA in Fidelity's US Total Stock Market Index, the other stock percentage of 13% is in Fidelity's International Stock Index. We look to stocks for growth, we have enough revenue streams for 80% of our recurring needs, we...