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I've seen some random posts on this, but I'm curious about what withdrawal strategies you are using and whether there are some rational strategies with longterm benefit. I built up a cash warchest in our IRA,403b to get us through the 7 years until I take SS (in 2025, I think). Most of that is...

I debated on whether to put this here or in Fire and Money but decided it probably belonged here. I know the subject of long-term care comes up now and then and posters are split between those who have policies, don't, or self-insure. The article goes over the "decay" of the LT health...

Perhaps I should post this in the BTD thread, but I ran across a reference to this study on another site and thought I might post it. Someone likely has posted it in the past. Those of you who are familiar with FireCalc output curves probably already "know" this, but it kind of reaffirms my...

I vaguely remember a thread from last year. The part-time gig ends in May, so I've considered applying for a HELOC, in part out of a vague memory (and perhaps inaccurate) that home equity loans including HELOCs are difficult to qualify for after wage income ends. I'm of several minds on this...

It may have been posted already, but Kitces posted a nice succinct article on withdrawals, with a warning about the likelihood of 3x initial portfolio accumulation at the 4% withdrawal rate and average returns. This will come as no surprise to those of you who review FireCalc and its diagram...

We rolled over DW's 401k into a Rollover IRA. Does this need to be noted in 2017 tax forms and, if so, which form? I've forgotten the details on this. Note: this was a direct transfer into a Traditional IRA.

About a month ago I noticed in Quicken that investment gains had reached more than 50% of the portfolio; a year or two ago, I thought this might take until 2019/2020 to reach. This measures gains on invested assets (403b/401k contributions before tax; employer match; IRA/Roth; and brokerage...

I and DW are still in our 50's so this is more in the category of idle curiosity/long-term planning. 1) But have any of you done a reverse mortagage/line of credit, to access, for example for emergencies, to pull rather than selling stock in a severe downturn, or to reduce the cash component of...

Some may be interested in a recent article on annuitization (immediate or deferred, not indexed) by Swerdloe. http://www.etf.com/sections/index-investor-corner/swedroe-12?nopaging=1 While most of this has been discussed on other forum posts, I wonder if any are considering some use of...

Saw a post from a couple days ago about Quicken. I upgraded for 50% off, but I'm not sure whether this link will work (or not) for those of you buying new: What’s New with Quicken® 2015 Personal Finance Software I believe the discount will only work until Dec. 30--if it does work.

I've been running Firecalc, in anticipation of a semi-retirement next year, with 35 year results between 90.5 and 100%, depending on the scenario, which vary 1) varying 5-10k/yr withdrawals make a bit of a difference between none and 4 failures. I'm theoretically OK with a 90% success rate...