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Thanks for posting! This is legit and it’s not just for the base version.

Congrats! 6 inches is closest I've come. Still waiting patiently. Sent from my iPhone using Early Retirement Forum

My wife has used Yoogie's Closet and received very good offers from them. In fact they were much better than other sites she tried. Good luck! Sent from my iPhone using Early Retirement Forum

+1 I bet this knocks the markets down another 8-12% before recovering (not as bad for US markets). It's the uncertainty regarding the other major EU members leaving that will keep it rough for a while. Sent from my iPhone using Early Retirement Forum

$142K Ouch!!!!!! Sent from my iPhone using Early Retirement Forum

$44 is all. Enough for tips on the golf course and drinks from the cart girl. Sent from my iPhone using Early Retirement Forum

SP500 will finish at 2190 Sent from my iPhone using Early Retirement Forum

We shoot for about 100K/yr but came in well under at $80K. Moving to a smaller place helped as taxes are significantly lower. Sent from my iPhone using Early Retirement Forum

IMHO there are always "experts" predicting market movements in one way or another. Look at bond prices since 2010 when all the "experts" said they had nowhere to go but down. I keep my AA within an appropriate range and the rest of the time be just plain lazy. Sent from my iPhone using Early...

Thanks for sending that link. The Onion cracks me up! If you haven't seen it before, search their website for the "Apple Wheel" video. It's a classic. Sent from my iPhone using Early Retirement Forum

Welcome! Sent from my iPhone using Early Retirement Forum

Been going to LA Fitness M-F mornings (8:30a) for many years. It's a great way to get going in the morning and the social aspect is pretty good too. Sent from my iPhone using Early Retirement Forum

When you cringe to golf on the weekends because there are too many people on the course. Sent from my iPhone using Early Retirement Forum

Retired a bit over two years ago at age 38 with a wife and 9 year old (11 now). It was a great decision and I have no regrets. However, It took a good 8 months before I didn't feel weird not being at w@$k on a weekday. Now it feels right as rain. Sent from my iPhone using Early Retirement Forum

Not even close. We spent about 20-25% of our average earnings during our working years. We were good at limiting "lifestyle inflation" as our earnings increased. Sent from my iPhone using Early Retirement Forum

About 65% Sent from my iPhone using Early Retirement Forum

That's a smart way to look at it. The downturn in 08-09 was certainly an eye-opener watching significant "paper" loss. Having a large buffer seems to be the only way to mitigate this type of fear. Keeping WR below 2% helps me sleep at night. Sent from my iPhone using Early Retirement Forum

I retired 2 years ago at 38. Best decision of my life with absolutely no regrets. Sent from my iPhone using Early Retirement Forum

+1 We've been with Optum for many years and have had great luck. The only negative is the account no longer automatically downloads transactions into Quicken. Sent from my iPhone using Early Retirement Forum

Good for him. It sure beats life in a cube farm! Sent from my iPhone using Early Retirement Forum

Well done. I performed part time consulting work for the company I left in 2013 but it only last about 6 months. They wanted more but I was unwilling to give it. When they call now I just tell them I'm busy with other endeavors (mainly golf and anything else I choose!) diehard1997 Sent from...

My AA is 65/30/5 (lazy portfolio) and I plan using a 2% real return. I'd rather be pleasantly surprised with a good return year! Sent from my iPhone using Early Retirement Forum

$385!!! Sent from my iPhone using Early Retirement Forum

Retired at 38, currently 40. I started dreaming of RE around 30. Sent from my iPhone using Early Retirement Forum

What kind of plane? How much do you fly? I got my Private in 2006 and would love to buy something. I just don't fly enough! Sent from my iPhone using Early Retirement Forum