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I'm always leery--make that downright skeptical--of people wanting to help me with my money and who claim to be unbiased and only want to see me do better. This company is located in Redwood City, CA the reps are pushing me to let them have a look at my retirement accounts in the hopes that...

Fraudulent Charges I can feel your pain and upsetment. My wife dropped her wallet/checkbook while we were traveling out of state just before Xmas. The people who found it had a very Merry Christmas going to Walmart, Lowes and even Walgreens. Fortunately several charges were declined--but...

It will be turkey dinner with all the fixings at the country club which is within walking distance. We decided at this point in our life that we didn't need the mess in the kitchen or the temptation of left-overs. --prof12

About 10 years ago a couple of "greedy geezer" fellow professors suggested this site because we all had "early retirement/take this job and shove it" on the brain. So..I came, I saw, and I stayed for the great advice and insightful comments that never disappoint. --prof12

As usual, you kind folks at this forum are a wealth of extremely helpful information!!!!!! Many thanks. I think am going to see what Costco has to offer style-wise and cost-wise since I am a "visual-kind-of-guy" ;-) --prof12

I just returned from opthamologist where they checked me for cataracts and retinal neuropathy since I have diabetes. I received a thorough check-up that lasted nearly 4 hours with the dilation. It was well worth the time and found eyes were in great shape. But I was told I need glasses. After...

I was a university professor and I retired in 2012, hence prof12.

I have a question about this: It was my understanding that to have a Roth, whether it is a conversion from a traditional to merely adding to it, the person had to be working. Is this correct or not? I tried to put money into an existing Roth and was told I couldn't because I was retired. prof12

Hey Gauss-- I couldn't agree with you more. Too bad you spend a ton to buy in a "nice" neighborhood and suddenly it changes. Cars on the street detract, but so does failure to mow lawns or keep homes in good repair. I was lucky to get out, and next time I will purchase in a deed restricted...

Nodak-- I did too, except that TX doesn't have state tax. And wonder of wonders, I am getting a few dollars back from Uncle Sam for the first time in 20+ years. I was so happy I bought a sampler of cigars and a bottle of single malt scotch to celebrate!!!!!! Cheers! prof12

Meadbh-- Not in my world they don't!!!!!! :-)

I have a doctorate in educational administration from a fine (and accredited) university. I earned it over 30 years ago, and it meant something to me as a personal and professional accomplishment. People used it as a sign of respect and I never corrected those who used "Mr." instead. Some of...

aja8888-- It is amazing how the Alumni Offices at colleges and universities can find "lost" graduates, even after decades of no contact. I truly believe their investigative techniques and talents could put the FBI to shame. I have changed jobs, residences, and states over the past 45...

Hey Lsbcal-- What are you so grumpy about with a 1.7? I got a stinkin' 1.0!!!!!! And I thought I was a regular pussycat!!!!! Now I'm really mad!!!!!! prof12

Sounds good... What kind of peppers and what kind of toppings? Always looking for new things to do with peppers and sausage and hamburger. BTW: We just tried Stouffer's stuffed peppers, and they were surprisingly good, as well as quick and easy to fix. Had them with a baked potato and a...

Found them I was at a Kroger store in Dallas today when I spotted the bun-sized Smokey Links. They have "New" on the package as part of their reemergence. I bought a package and they were GOOD!!!!!! Nuked a couple for 20 sec & put them on a bun with yellow mustard and a side of potato salad...

I always liked: "Do right and fear no man. Don't write and fear no woman." Often attributed to John Dewar of Dewars' Scotch fame. "One man with courage makes a majority!" Often attributed to General (and President) Andrew Jackson prof12

I am going to suggest a Tracphone. You can buy one at Walmart for as little as $10. and a 60 minute card activated there runs about $20. Generally Tracphone doubles your minutes. You can also buy minutes while on the phone. I've used Tracphone for several years and never had any problems with...

Hey Eladio!!!!! Hey Eladio-- I've been following your thread and your portfolio for some time and it has been over a month since you posted your July material. Any chance of you posting anytime soon? I really enjoy looking at what you are doing. prof12

Being a retired university professor I am included in invitations for retiree luncheons hosted by the president (who doesn't know me from squat!!!) and openings of new facilities. The university also invites the retirees to a cookout during the year along with all other staff who are currently...

Thank you, everyone, for all the great information. I think I will give OptionsHouse a try and when I move to Vanguard I will use their on-line brokerage services. prof12

I have decided to start using the computer to buy and sell stocks. I have always used Scottrade with a face-to-face broker. But I am finding the costs of this luxury are becoming too great. Besides, being retired I now have more time to devote to stock picking. What on-line brokerage house...

Happy 4th everyone!!!! It is a day of celebration with good friends and good food (and good drink, too). We go with the traditional hamburgs & hot dogs & sausage with potato salad & macaroni salad and blueberries and strwberries with whipped topping for dessert. Plenty of lemonade and beer...

I dumped maybe a dozen suits but I kept 2 suits--one for winter & one for summer. I have a three season sports jacket and an all season blue blazer. I pared down to maybe ten ties. Since most of my dress shirts were long sleeve, button down collars, I continue to wear them with jeans and...

We have never been there and need info and suggestions on where to stay (reasonable & clean) and where to eat. Also some of the tourist-y things to see and do. We may consider this as our possible retirement destination as FL has been officially crossed off our list due to sinkholes, storms...