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    transition from saver to spender

    Thanks to the rising tide raising all boats, I am right on the verge of retirement. Investing aggressively got me to where I can, but I fear my aggressive allocation is now a bit of a liability. I hadn't given much thought about how I would transition my portfolio when I retire. Current...
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    401k went over contribution limit

    Hello, I had a bit of a rough 2022. Had to close down a multiple generation family business. I worked a short time in 2022 at that job and was contributing to a regular pre-tax 401k. I had contributed around $1400 for the year. I started a new job and saved aggressively in a Roth401k which...
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    At a crossroads

    Pandemic hit a family business pretty hard and will be out of work for the first time in 35 years of working. 52 years old, wife is 50 and also works with me. She has taken on a PT restaurant job with no bennies making pretty decent money and I am working for a former vender in the same dying...
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    Fire possible?

    Hello All, My last thread was so old I couldn't respond. Age 51, wife 49 as of today, happy birthday! Net worth 2.5M, savings around 1.9M mostly tied up in 401 and roth accounts. Maybe 100k of that is non-retirement accounts. No debt at all. House worth maybe 400k in high tax state(illinois)...
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    Fire at 55?

    Hello, I tried to reply to my old "intro" thread but forum said it was too old:) Here it is:
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    Retire early in declining industry with average wages

    Hello All, My wife and I are both employed at the same business in a declining industry(work for family business). My wife also holds a night job several nights per week. I am 43, wife is 41. House is paid off. We live in the land of incarcerated governors(illinois), so our property taxes...
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