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    Terminal illness and SS decision.

    My 66 year old husband was diagnosed with Glioblastoma a few weeks ago after suffering stroke like symptoms. He is in a rehab hospital at the moment after brain surgery last week to remove the two tumors. He expects to have radiation and chemotherapy but the median survival rate, even with...
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    Dr. Amazon!

    Just got this email from Amazon. Would you use Amazon Clinic? AMAZON CLINIC Find treatment for common health concerns with Amazon Clinic—no visits or video calls needed. How Amazon Clinic works STEP 1 Choose a concern Choose from a list of more than 20 everyday health concerns. We'll ask...
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    Have you come across a great CCRC?

    We are 60 and 65 with no kids, currently full time RVers. We are starting to think about getting on a waiting list for a Continuing Care Retirement Community. I am interested to know if anyone has come across any CCRC’s that look really great. We don’t care where they are since we won’t have...
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    Is anyone here purposely paying full ACA premiums so you can do Roth Conversions?

    I am struggling with this question. DH retired 3 months ago and will go on Medicare. I will go on ACA for the next 5 years. At that point, his age 70, he will start SS. Since RMD’s start very shortly afterward we won’t have much time to do any conversations for him. Since he is 5 years older...
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    How much would YOU spend?

    What would you feel comfortable spending annually if you were in the following situation and retiring in 6 months? We have no children so have no need leave any legacy. We also have no LTC coverage so plan on paying those expenses from assets if necessary. DH 62 DW 57 Invested assets...
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    Burned by Capital Gain Return

    I have a couple of small mf’s at Hartford funds that declared 2018 capital gains at the very end of the year at approx 22-23% of NAV. I was really surprised and it messed up my taxes big time, bye-bye refund. The 2 funds together were valued at about 54k at the end of 2017, and that year had...
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    Is anyone here still working only for health insurance benefits?

    I think it used to be common for people to work just for health benefits. Folks might have had enough saved to cover their expenses in retirement but had no way to obtain health coverage. With the ACA in place some people felt comfortable enough with it to retire believing reliable health care...
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    Is California COBRA different? Any personal experience here?

    I read something in passing the other day and am looking for some easy to understand info from someone who is familiar with how it works. Is California COBRA 3 years instead of the normal 18 months? My husband is still working for health insurance as we are not confident that the current ACA...
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    Household downsizing and non cash charitable deduction documentation

    Hi All, I read the forums just about every day but don't really post - hoping I could get some ideas from those that have downsized their households. I retired a few weeks ago and DH will follow at the end of 2016. In the meantime, I am going to get rid of most of our stuff so we can be be...
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    dipping my toes in.....

    Hi all, I have been casually reading the site on and off for a couple of years now, but lately am realizing more and more like it might actually be possible that my husband and I might actually be retirees at some point. I have learned a lot already from the posters here and am realizing...
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