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Fantastic! Love the new look and features. -Nomad

+1

Congratulations!

Do you all use a RV or passenger vehicle for your road trips? We had a travel trailer but since sold it and are trying to line of a west coast trip for spring but NOT using a recreational vehicle just our SUV.

So very true - sadly.

Great advice! +1! I am living through those final months and it is pure misery but the above advice is spot on! Nomad

+1 Nomad

thank you for your service!

+1

Congratulations, John! Hope you’ll continue to share how life in retirement is. We will be joining you this year and we are really excited. We have no pension, but will have SS in 4-6 years, so living exclusively on our investments and maybe some contract work (I call it dabbling in work)...

My sincere condolences to you, and your entire family. I have read, and reread this particular post in which your father shared his wisdom, life experiences, and insights into retirement. It is by far my favorite. I am sorry he will no longer post here, but I hope that you will.

I don’t know whether to congratulate you, or say that you are the ultimate showoff!!! Seriously, congratulations! And by the way, $250,000 annual living expenses? We could live on that for 6-years! I would offer this advice: retire now! —Nomad

Thank you for sharing your story, and starting what I think is one of the most beneficial threads I’ve read on ER.org. I have been stuck in the OMY loop for several years. While I benefit from the added $$s and delayed draw downs, I can assure you that I have paid a price for it in terms of...

Congratulations on a well deserved - and sounds like a hard earned - retirement. Best wishes in this new chapter. — Nomad

+1. Same place exactly!

+1! I am celebrating my 3rd OMY and must say that Street's point, "In the end that company really doesn't care there is another person behind the curtain to do the job", hit home with me. --Nomad

+1. Love the thread and update.

We are in very similar circumstances...to include assumptions, but I am nearly 10 years older. We started looking at ER in 2013, and assumed an annual spend of $36,000. Many on this forum cautioned us, and rightfully so. We have learned since then, that the key for us is living at the level...

+One. -- Nomad

+1. --Nomad

Evergreen - I too am in the same boat. To hell with what others think. Basic formula someone wote on this post is: do you have more money than expenses? Yes! And can you do something else if you want to work (even part-time)? Yes! Go for it! -- Nomad

Karne1972 you just inspire me and I agree with your comments! --Nomad

What does this estimate produce for an annual percentage draw or is the question irrelevant? This is a great thread - been very helpful!

Great point! OMY is eating me up, along with many others I suspect. The calculators give me some comfort, but then the market shifts, or I revert back to the OMY argument. Crazy! -- Nomad

I am sincerely grateful for the input, and responses to the original question. I have been traveling, and my youngest adult daughter had a medical procedure, so I am late responding. These posts are very helpful, and though there are some differing opinions, it helps point me in directions...