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My cash out of my pension wasn't invested like I expected at Vanguard. I had three separate checks and they only invested the first one as instructed 50/50, the other two are sitting in MM. Still sitting. Keep telling myself I'm not market timing, I'm not market timing. It's got my AA off...

I'm sitting WAY over my target AA in cash (probably 40/40/20 instead of closer to 50/50), so my vote is to stay conservative with it. Yes, the market can run a LONG time when it's this way, but is it worth the worry to squeeze a few points out of the portfolio. Only you can answer the...

I use a free Linux distro (currently Puppy/Slacko) on a 10 year old laptop and don't hassle with Windows, except on my wife's PC. Went through heck with it about a month ago with a trojan horse. If all you need is a browser, you have some options.

Marriott, Hampton, Drury, Comfort Suites and the like, but only after visiting them or thorough reading of reviews. Best Western - hmmm - maybe. Find them to be a bit hit-or-miss. Of course, this can happen with many chains. Slightly off-topic - It seems that EVERY hotel/motel has affixed...

Pulling weeds while wearing jeans that do NOT have holes in the knees.

If you do this, be very careful about the neighborhood. They do not talk about this much on the show. I REALLY would not want my expensive dream home to be surrounded by $50k rental houses. I can't believe they renovating houses in some of the neighborhoods. Of course, they my gentrify...

Native Texan here (Waco)... We looked all over from New Braunfels/Kerrville/Fredericksburg. Looked really hard at Kerrville. Love it there, but in the end decided to stay in the big city (Houston suburbs) for the activities/amenities/health care. My opinion is that anywhere close to I-35...

The study that was done "proved" (or argued) that 4% initial WD, inflation adjusted each year would not exhaust the portfolio in a reasonable length retirement. If you WD more than 4% to cover taxes, then you are not at a 4% WD and you're assuming a higher risk of portfolio depletion. It's...

I'd inject it myself with some blend of spices, then I'd coat with olive oil/spices. Finally, I highly recommend the turkey oven bags. Keeps the bird moist and no basting required.

We have monitored security system and I guess we're lucky. The one false alarm we had, the police beat us to the house. At the risk of being called a Luddite, I will admit that I just installed a POE wired camera system. Yes, wireless can be a bit easier, but it's not really wireless unless...

Just back from Hilton Head on the first trip post-retirement. Loved it. Yes, it's a trip and not a vacation from work. It is a vacation from the routine and the same scenery. Funny, just like when working, sometime around day 4 or 5, we're ready to get back home.

While I have retiree medical from mega-corp, ACA made the leap easier. If I lost my insurance, I knew I could find something. Pre-existing conditions for both DW and I. We're probably not "un-insurable", but likely higher risk. Now, who knows with all the poor changes in the ACA and the...

My recommendations to consider.... Lawrence, KS Yes - cold in winter, but close to Kansas City and it's a nice university (KU) town. Waco, TX. 90 minutes from either DFW or Austin. University (Baylor) town. Denton, TX. 40 minutes or so from DFW. Again University (UNT).

I guess 12 oz curls don't count? Seriously, this is good news. I guess I'll continue my workouts.

My experience with a large private company is that you are given choices such as: - Benefit for your life only - Benefit for your life and your spouse (100%, 75%, 50% - meaning how much the benefit your spouse receives if you die first) - Same as above, but add 5 year or 10 year guarantee...

We've had pop-ups, hard-sided pop-ups, and a fifth wheel. Love it, but currently without one. Leaning toward renting, but DW wants to buy. Probably small travel trailer. I know this is WAY too far for you, but it may give you an idea what used ones sell for, several Class B's listed...

Nice thread. Hoping the best for your brother. My A-Fib seems to be gone now, but not until I had a valve replaced. It's not something to take lightly. This really gives me pause. 7 weeks FIRE'd and I just applied for a PT job at a college 5 minutes from home. Really excited about...

Oakhurst in Porter/Kingwood, TX

First time to post to this thread. Played twice in the last 10 days. First time out in four years. Wow, weekdays are great. Start at 0800 and home by 1215. Nice! Got excited and bought a used set of Taylormade R7 irons, draw weighed and gave away my McGregor Heritage irons I bought in '87...

My experience was that some people won't drop the 'please stay' business until they hear a reason from you that resonates with their own personal circumstances. So the job haters pester you until you tell them "I hate this place". The 'free time' crowd leaves you alone after you tell them you...

As others have pointed out, this has been discussed here a LOT already. I took the lump sum. Doing the math on the annuitized benefit, it worked out to ~6% payout, which is significantly more than the 3.5 - 4% that most believe is a safe WD amount. Since the annuity shares the risk across...

Diacetyl 5 Scary Facts About Microwave Popcorn

Microwave 94% with some zero calorie 'butter' on it. Just bought a box of microwave popcorn from the boy scouts. The bag is soaked through with 'butter' when you unwrap it. Man is it good! It ain't low fat. College roommate in the 80s had a aluminum popcorn popper. Top half was basically...

$1 mil. It's enough to slow down the hounds if something bad happens.

22 years old, last semester in college. The old Austin airport to Midland/Odessa on Southwest Airlines for a job interview.