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Thank you for sharing your experiences with Linux/MoneyDance/GnuCash. I am cautious about trialling new software. DW and I have spent a lot of time tailoring our systems and network for security. While that has the benefit of increased peace of mind, it also means that changes such as...

I have been using Windows 7 since 2010 and, while I was initially looking forward to Windows 10, I have become resentful of Microsoft’s heavy-handed efforts to upgrade personal users and, in following tech security media, disgusted with the ongoing and broad amounts of “telemetry” that 10 is...

Thank you for posting this option. :dance: I have been using LastPass for the last 5 to 6 years and like it very much. I had planned on only using the button on my browser, but now that I have turned off all of the notifications, I don't even need to be tempted to click on anything. .

People using LastPass to manage their financial passwords now have a new concern: a devastating phishing attack. LastPass has not been "hacked," but because it displays messages within the browser, as a webpage, these messages can be faked with pixel to pixel exactness allowing even a normally...

Hi everyone, While many of us focus on accumulating wealth on our way to financial independence, this can also make us more of a target for identity theft: Got Money? You're a Prime Target for Identify Thieves With the ongoing data breaches, I wanted to update a post I did at the beginning of...

I think most of us who have joined or lurk on this board have heard of a 2010 study by psychologist Daniel Kahneman and economist Angus Deaton which found that after securing an income of $75,000 per year, additional income has no measureable effect on day-to-day contentment. Last fall (2014)...

Thanks MichaelB I think I may have been looking in all the wrong places trying to find the "New Thread" button. :blush: I need to stay in practice with posting! :cool:

I should have seen that one coming! :facepalm: I'm glad you appreciated the list. Take care

Other than trying to choose a brokerage that you have cause to believe will have better security practices than a different one, I don’t think that there is much that we can do to limit the possibility that a company with which we do business will get hacked. At the same time, I don’t like...

Additional Credit Freezes Hi everyone, Like many others, I have been caught up recent Internet security breaches. The Anthem hack was the sixth in the past ten years and, because it included Social Security numbers, was by far the most serious. I share Chuckanut’s view that credit monitoring...

My wife and I got so fed up with other inconsiderate theater goers a few years ago that we splurged on a decent home theater system. The projector, receiver, and speakers were a little pricey, but we now thoroughly enjoy watching Hi-Def movies on our 92-inch screen in the privacy of our own...

On pages 248 to 249, Laurence J. Kotlikoff and Scott Burns express: They later restate their recommendations: The new study rhymes with Kotlikoff and Burns, but provides more of the numerical details and a somewhat different reasoning with regard to why it is recommended. I look forward to...

Like It! I've been playing with ******** on and off today. I like it's layout, with everything on the same page. I also like the interactive graph that results. I find this format easier to use than FIRECalc. Like others, I discovered differences in the calculations such that failures seem...

I currently have 30% domestic stocks, 30% international stocks, 20% domestic bonds, 5% international bonds, and 15% cash. While I'm not expecting a crash, I have trouble seeing how the market can go up much more from here. This asset allocation is on the conservative side for me.

Going beyond Meyers-Briggs, there is an interesting study using the Big 5 Theory of personality traits and it's relation to preparation for retirement posted at The University of Michigan Retirement Research Center’s website. http://www.mrrc.isr.umich.edu/publications/papers/pdf/wp279.pdf It...

As an INFJ, I quite agree. Feeling over-stimulated on a daily basis is my primary reason for wanting to check out of employment.

Thank you! :dance: I was just wishing someone had compiled this information!

Thank you for highlighting Kitces and Pfau’s latest research. Their study supports guidance published by Laurence J. Kotlikoff and Scott Burns in their 2008 book, Spend ‘Til the End. On page 248 they express, They take this a step further by saying,

A resource that may prove helpful: BrightScope | 401k Plan Ratings, Financial Advisor Pages, Better Data for Financial Decisions After entering the name of a company in the upper right portion of their webpage, Brightscope provides a rating of the 401(k)/403(b) plan and compares it with the...

Relevant to this thread is a blog published yesterday by Matthew Heimer at MarketWatch.com: How much is too much to pay for a 401(k)? - Encore - MarketWatch His data comes from Measuring Fiduciary and Investor Losses in 401(k) Plans by Quinn Curtis & Ian Ayres...

In respectful disagreement, I recommend that you run the numbers for yourself. My DW, who was in a similar position a few months ago, found herself with an S&P 500 index fund with ~1.4% in mutual fund (.56%) and plan (.85%) fees. In our 25% marginal tax bracket, by a small amount, it was...

During the mid- to late 1990’s when people were getting excited about the stock market, it was easy to raise the subject of investing and retirement planning. Since then, many of my friends or same-age relatives have been struggling with episodes of unemployment, paying down debt, raising...

Astronomy, Maximum PC, CPU (Computer Power User), AAII (American Association of Individual Investors) Journal

Temptation: Finding Self-Control in an Age of Excess I just finished Temptation: Finding Self-Control in an Age of Excess by Daniel Akst, which was previously published as We Have Met the Enemy. This is an excellent essay, well-supported with research, on the challenges of controlling one’s...

Going Broke: Why Americans Can't Hold On To Their Money Finished my last book (somewhat of a disappointment), and moved on to Going Broke: Why Americans Can't Hold On To Their Money. Author Stuart Vyse looks at the declining savings rate, and examines how the whole process of advertising...