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Married with 2 kids, ages 15 and 17. He and wife are 47/44. No debt. House paid off, with a $6k/year property tax bill in a MCOL area. 1600 ft2 house they plan to stay in for a long time. A hair over 2 million in retirement accounts, $130k in HSA and about $500k in savings/checking/taxable stock...

Wow, I can't believe it's been 11 years since I posted our first net worth post! I haven't posted in 4 years and I figured it was time. https://www.early-retirement.org/forums/f30/another-update-96028.html 4 years later, wife still not working (taking care of elderly parents etc), and our net...

My parents retired in northern Arizona 5 years ago and want to come back to central Ohio. They are having a rough time finding a reputable mover to take their things. At first they thought about using PODs, but they don't go to Prescott Arizona. Then, Upack was an option, but again, only service...

I get what you guys are saying, but I don't quite understand how they could figure out how much tax is owed. For example: A traditional IRA makes sense that you pay income tax and a penalty. That money has never been taxed. However, the Roth was already taxed. Let's say I put $30k into my Roth...

It seems every site I check out, they state if you withdraw from a Roth IRA before 59 1/2 you will be hit with a 10% penalty and you "may" owe income taxes. I'm in the process of potentially moving a bunch of funds from a rollover IRA to my Roth IRA (24% bracket). However, I have a plan that...

I can top that one. I ordered a replacement part for my smoker 2 weeks ago. It shipped with FedEx from Utah to Ohio on 8/31. It stopped at 8 different locations in 7 different states before it found itself on my porch. 9 days to get a box from 1600 miles away. One time it went from Kentucky, to...

They're looking in the Bluffton area, which is near Savannah, GA.

A close friend is looking to buy a house in SC soon. He showed me a few houses he and his wife are considering, and I noticed that some of them have no rain gutters and some have a gutter installed "here or there". Here in Ohio, we have gutters all around our houses. Just curious...

What do you guys think about ONTX?

I had an order ready to submit at open this morning for 5000 share of IBIO. My manager gave me a call, and I had to run to a site as an emergency. I just got back home to my laptop, and see it's now up over 25%. Lovely.

You need upwards of 5000 IU/day (from sun, food and supplements) to maintain a healthy Vitamin D status (25-hydroxy test). While the 1000 IU/day is helping, you should really get tested (if you haven't) to see how much it is helping. Labcorp and other labs usually show a reference range from...

Up 85% from when I posted. I was going to drop $10k on them. SOB!

I'm a total market type of investor and have only purchased a handful of individual stocks in my life. Most of them did well, but it was purely luck. I'm not very savvy when it comes to this stuff, and stumbled upon Akorn stock and was shocked at its current price. I did a bunch of contracting...

Down 7.1% YTD in my 90/10 portfolio and about $80k in company stock. I pulled my 401k out when the Dow was at 27k and then sold my company stock when it was at 27,800. I figure, if I jump back in right now, and it goes back to near 30k I'll be up about $120,000. I've NEVER touched my...

I pulled out 300k from my 2045 target 401k when the Dow was at 27,000. Smart move. 2 days ago, I thought would be a good time to start DCA and put 10-20% back into the market, each day. I didn't do it. Now, I'm not sure if that was a dumb move, or if this thing is going to drop again. I don't...

Vitamin C. Vitamin C. Vitamin C. Got it? Good! :) Here's some great links: https://nypost.com/2020/03/24/new-york-hospitals-treating-coronavirus-patients-with-vitamin-c/?fbclid=IwAR2s2U9o8-l7TUfBufu9hXVElAH4rkieI9RPxw_mcMEavOK5_cJAum6DR8c https://www.youtube.com/user/rzcheng/videos

I took two 401k's out of target retirement funds (2035) early last week. I also sold around $80k in company ESPP stocks and took my Roth IRA out of a 2035 target fund as well. So, about $350k of my near $500k retirement portfolio (I'm 39) I shifted into money market or stable bond funds. This...

Against what I have always done (stay the course), I moved my entire 401k from my latest employer (150k balance, 90/10 allocation) into the stable bond fund on Wednesday (took effect at 4PM). So far, I've saved close to 9% in losses. I had a gut feeling this was the move to make, and trusted my...

I was having this same conversation with my oldest brother yesterday. I'm 38 years old and have about 240k in my Fidelity 401k. All of it is in the Vanguard 2045 target fund. I've greatly enjoyed the ride up, but feel like now is a great time to rebalance. With a Fidelity account, what would be...

You couldn't pay me to use cloud services. Storage is SO cheap these days, and you're in control of your own data. I will never trust a business with my photos, videos, private documents etc. I'm also a huge redundancy nerd, and preach to a lot of people I work with about the importance to...

Last year's thread: http://www.early-retirement.org/forums/f30/mo-money-mo-money-89856.html I forgot to do the update 2 months ago so here goes. With a fairly flat market this past year, I'm happy to report we increased our net worth by $46k to $426k. :dance: Maxed 401k, Roth IRA, HSA and...

(Moderator note: links to a loud audio clip that contains coarse language. Not safe for work.)

A very special man by the name of Dr. William Walsh has been studying mental health disorders and how to treat them. He wrote an amazing book called Nutrient Therapy, which has information that literally cured my wife's bipolar 1. Turns out, there's a disorder called Pyroluria that's very easy...