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Sounds like we are very similar in planning profile. I always have used pessimistic assumptions in my planning. 3.5% Inflation, 5.5% Rate of return, 20% haircut on SS taken at 66.6 yrs.

I too used BB for enrollment in October. I was generally pleased with the Medigap options presented. For Part D, I believe i was not referred to the lowest cost plan. CSR recommended a plan based on my meds that they said would be lowest total cost. When I tried to fill my first med, the...

Thx Rothman.mmi do expect spending to curtail beyond 80. I've generally left it flat just to hedge against the unknown.

Volvan...I include the spouse assuming spousal benefit (not a huge earnings history there). I do discount the Spousal benefit by 75% as well. I recognize the longevity risk and planning for the upside as a contingency. I do believe 90 is more realistic for me And 92 for spouse. I am using...

Fire calc has me at "0" failures planning out to 95.

Hi All...another of those long time lurkers and would like the wise insight from all. Here are the details - 59 years old. $770K in 401K, $128k in Roth, $74k between taxable accounts and emergency funds. - Contributing $45k annually between my cont., spouse and company match. - Zero debt...

Hello folks, hope to learn a lot here. I am 55 1/2 and would love to retire at 63. Currently have no debt and $600k in retirement savings plus $150k in employer pension account. Between my contributions to 401k, and Roth along with employer contributions, I put around 25% of my income into...