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  1. mtheulen

    Cinco de Mayo

    So funny About 10 years ago i drove down to Rocky Point thinking we would really see some Cinco action. In Mexico they dont even celebrate. Much more lively here in Phoenix!
  2. mtheulen

    Best Retirement J*bs

    Same here Retired in 2018 thinking i was completely done.Started to sub teach at a local school to help out. (never taught in my life!) Fast forward, i was offered a adjunct at the community college teaching what i know (electrical) One day a week, summers off,full benefits Teaching could be a...
  3. mtheulen

    Jumped Off the Cliff Today

    I left 3 years ago at 59 Best decision I have ever made!
  4. mtheulen

    Who kept investing heavily through the great recession?

    Stated my case a few post back.Here is what i witnessed with 2 co workers 2008 market tanks 2009 put all their money in stable value 2010-2016 watch the market go sky high all the while they are in stable value both worked 5-8 years longer then they wanted
  5. mtheulen

    Who kept investing heavily through the great recession?

    on paper i lost 375K BETWEEN SEPT 2008 AND APRIL 2009.Took a breath and invested all of my cash, maxed out my 401k in May 2009 I retired in Sept 2018 primarily because of my net gain from 2009-2018
  6. mtheulen

    Comfortable or Wealthy?

    My Mother will turn 81 in Feb. For the last 10 years she has lived on 25K annually. I have yet to meet anyone happier and more fulfilled then her. Guess your net worth is relative only to you:):):)
  7. mtheulen

    Is anyone brave enough to retire in Jan 2019 in this volatile market?

    Retired in September. I've never once considered a volatile market as a reason not to go.All of the calc's I did were more centered at my expenses, not at the ups and downs of the market
  8. mtheulen

    I woke up Wednesday morning

    Congrats my friend! As I type this, I have 6 days left to work.Yes I have planned for retirement for years however,the decision was made in 1 week. Walked into work one morning and realized my heart was no where to be found! Looking forward to a few months of "nothing".After I will make some...
  9. mtheulen

    Do you love your home?

    I love my home so much............... I sold it! Built my own ICF home in 2004 after work.Got an offer i could not refuse and let it go in June.Now i live in a 700 sq ft casita.House was 3000+ Ive never been happier! Rent and utilities are the same as what i paid in property tax! I think i...
  10. mtheulen

    Retirement celebratory splurge?

    My last day of work is 9/12/2018.Done at 3:30 pm on a one way flight to the midwest at 7:10 pm.Going to spend time with family and friends, might even help with the soybean harvest. When iam ready i will fly back here to the desert and soak up the retirement sunshine! Have my hybrid bike all...
  11. mtheulen

    After almost 31 years at same place ready with letter at the end of the month....

    I myself have just signed paperwork for a 9/12 exit.Plan on cobra insurance for 18 months.After I will examine the ACA and also short term.If I read correctly, short term goes from 3 months to 12 months starting 10/18.This may be an option
  12. mtheulen

    blood pressure

    Good Job!:dance:
  13. mtheulen

    blood pressure

    Love to give you 20 of mine!:laugh:
  14. mtheulen

    Pulled the trigger today

    Thanks Everyone! Small update: Had a roundtrip ticket to go back and see family and friends in the midwest.Canceled the return flight and made it a 1 way. I will fly back when iam good and ready!The joy of not working!
  15. mtheulen

    Where were you in September 2008?

    I was working with a group of 6, myself being the second youngest.45% of my 401K was evaporated during that meltdown.As I watched the older group pull what remained of their 401's into cash, I maxed mine and went all in.Made an incredible amount of money in 2009, stayed the course and signed my...
  16. mtheulen

    Happily Single ER thread

    Great advice here!
  17. mtheulen

    Class of 2018

    pulled the trigger Count me in on the class of 2018! signed my papers today.Looking forward to spending much more time with family and hobbies.I will be 59 Sunday:dance::dance::dance::dance:
  18. mtheulen

    Pulled the trigger today

    Hi All Been lurking on this site for years trying to learn all I could about FIRE.Today I sign my letter of intent to retire! Have about 20 actual working days left.Sunday will be my 59th birthday.I'am soooo looking forward to all the things I have planned to do.While money management was the...
  19. mtheulen

    Smarter credit card fraud

    Same here Doesn't stop the the hack, however you can respond right then
  20. mtheulen

    Fear and Greed !

    You called that one!
  21. mtheulen

    It's tomorrow ...

    So true Seen it happen to a couple friends.My goal for 2018 is to get all my numbers.I want to be able to exit if need be
  22. mtheulen

    Dow 26k by Jan. 31

    You still post like a troll
  23. mtheulen

    It's tomorrow ...

    Congrats on your exit.One thing is holding me from pulling the trigger.It's called health insurance! Company has a carrot in front of me.They will pay 80% of my premium if i stay 44 months.:nonono::nonono:
  24. mtheulen

    Retirees are too frugal!

    Well said As an old farmer told me when i was a young man: He had never seen a hearst pulling a U-Haul!
  25. mtheulen

    Retirees are too frugal!

    LMAO! Me too The motor in my dragster is 25K 1100 HP. And use coupons at the grocery store every week,drive a 20 year old car.We all have our thing!
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