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Wondering if anyone has experience with the following: A few years ago DW retired and transferred her 403B to an IRA. Since she was not vested at the time she "lost" her company match. She then returned to work a few months later with the same company in a very part time position. When she...

Been retired for some time and turning 65 soon - so Medicare. Looks like a Medicare Advantage plan is probably best for me. So what's the best way to pay for it? My choices are: 1. I will have a Health Reimbursement Arrangement (HRA) funded by Megacorp retirement plan to the tune of ~$1200...

Wondering if anyone has experience with a Family Caregiving Agreement. Background: DW and I are both retired. DW and and DSIL have been providing care to DMIL on an as needed basis. On the advice of other caregivers and an attorney we have enacted a Family Caregiver agreement. The amount...

A potential job for a friend offers opportunities for savings towards retirement in a 403(b), a 401(a), and a 457. The employer provides up to 4.6% of the salary into the 401(a). Some of this is matching wages. I am not sure why there is both a 403(b) and a 401(a). Can anyone shed some light...

My DD is a 30 year old, financially responsible, single, medical professional at the top of the 25% tax bracket (or just barely in the 28% tax bracket). She is currently contributing 6% to a 401K and has a $28,000 student loan at 3.25% interest and a $15,000 car loan at 3% interest. In what...

I have had 5 accounts at Scottrade for sometime but am thinking there are better options. Yesterday I submitted a form to do this year's IRA to Roth conversion. I called to check on the status today and was told it would take several days because it's IRA season. Would like feedback on how...

So I have an HSA eligible family insurance plan and I've already contributed the maximum $6750 for 2016. Getting ready to make the catch up contribution of $1000 into my account. If I read the rules correctly my wife could also contribute an additional $1000 of catch up, but only if she...

Background Info I was 59 1/2 this year and am considering converting a portion of my IRA to a Roth IRA to the top of my current tax bracket for each year until I need to take RMDs. This will reduce my tax bill in the years after I am forced to take RMDs. I am planning on paying most of the...

I belonged to an investment club which recently disbanded. The broker divided the investments among all the members based on the percentages which we provided. However, the tax lots were divided somewhat randomly. For example some members received a higher cost basis on individual stocks...

Approximately a year ago my wife fell at our daughter's house. She lost her balance and as a result had a brief hospital stay. Our insurance (primary and supplemental plans) paid most of the bills. I received a request from them because this was classified as an accident. What do they want...

Today I received a corrected W2 from Megacorp for 2012. I haven't plugged the corrected numbers into my tax program yet (which is on an old computer I no longer use), but I think I might be entitled to ~$50 to $100. I think this because they reduced my taxable earnings by ~$200. In 2012 I...

My wife and I have a simple will and have been discussing whether we should establish a living trust. The size of our "estate" would be ~$2 MM. Main benefits of a revocable living trust: Bypass probate, easier for children, privacy of transfer. In our state we can get all of the above...

Went through the Megacorp / Hewitt administered website for healthcare enrollment last week. Now have 2 options for enrollment (used to have 3). Found a $1200 dollar / year error in the tool for comparing healthcare costs and selecting the best plan. I called the help line. The assistant...

I've been retired for ~1 year and have been receiving monthly pension payments from a traditional Defined Benefit Plan. I have no wages (earned income). Is it possible to rollover some of this qualified distribution from a retirement plan into a traditional or Roth IRA?

Hi – I am new to the board. I am 56 years old with a 55 year old DW and am trying to set a date. Less than a year ago I left megacorp after 33 years and began drawing a pension that is $49,000/yr after taxes in retirement (some COLA is possible but not anticipated). I took another job and...