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    Messy estate - advice needed

    My 56 year old brother died suddenly Feb 23. He was working a contracting job in Los Angeles with no family nearby. His eldest adult son and I have gotten mortuary arrangements underway, cleaned out his apartment and put his car in storage. My brother's most recent will was written when he...
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    "Bomb Cyclone" Blizzard

    Anyone else in the path of this blizzard? From NPR: "A weather whiplash is predicted to hit people in the Rockies and Plains this week, as conditions go from balmy to blizzard overnight. The high is predicted to be around 80 degrees in Denver and other cities Tuesday — but within 24 hours...
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    Unhappy "Elite Professionals"

    LOL: I make a lot of money and I haz a sads https://www.nytimes.com/interactive/2019/02/21/magazine/elite-professionals-jobs-happiness.html?smid=tw-nytmag&smtyp=cur "One classmate described having to invest $5 million a day — which didn’t sound terrible, until he explained that if he put only...
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    Early IRA liquidation vs ACA subsidy

    I've read all the early (post-59.5, pre-RMD) IRA liquidation / conversion threads I can find on this site. (Shout-out to sengsational for many good references and comments.) I then: - read Kitces and Welch (i-orp) on RMD minimization - used extended i-orp to get specific IRA liquidation...
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    "US long rates are too high or S&P 500 is too low"

    "The relationship between the US stock and bond markets has broken down, according to a new Deutsche Bank analysis that underscores uneven fundamentals between the two. "The US 10-year Treasury yield has diverged sharply from the S&P 500's year-over-year change, leading Torsten Sløk, the firm's...
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    Yield Curve Inverts

    Kevin Drum: "Generally speaking, the yield on a 5-year treasury bond should be higher than it is on 3-year bond. After all, the longer term means you’re taking on a little more risk. Today, however, after years of breathless waiting, this is no longer true. The yield curve has “inverted,” and...
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    What Success % do you use?

    If you have used retirement calculators, what success percentage are you comfortable using / targeting? Do you prefer historical (firecalc, ********) or Monte Carlo? (Being ridiculously conservative, I always go for 100% success.)
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    Purchasing power by state

    Fun facts on how much purchasing power you get for $100 in each U.S. state: Map: How much $100 is really worth in every state - The Washington Post We have lived in CT, CA and outside DC, and I can testify that those are indeed expensive places! (I trust this link is sufficiently clothed...
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    Albert, I salute you

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    Better retirement planning = better health

    This will probably shock you as little as it shocked me: ...the researchers looked at employees’ contributions to their 401(k) plans and compared them against various measures of their health, including blood test results; cholesterol, kidney and iron levels; exercise frequency; and whether...
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    Where were you when Nixon resigned?

    When Nixon resigned 40 years ago today, my family was vacationing in Door County. My mom and I had been following the hearings all summer. Our vaca rental had a tiny black and white tv. We all huddled around it, agog, to watch his resignation speech. Where were you? What do you remember...
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    Internet as 2nd language

    Test how well do you know internet slang: Quiz: How well do you know internet slang? | Technology | theguardian.com (I scored 9/10.)
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    Good News: CA ACA 2015 premium rates

    California is projecting modest ACA rate hikes for 2015: California Projects Very Modest Obamacare Rate Hikes in 2015 | Mother Jones No telling how rates will trend long term. But this is a great early indicator for 2015 rates.
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    Yankovic song parodies MegaCorpSpeak

    Weird Al completed eight days of video parodies with "Mission Statement," a skewering of every bloated, meaningless MegaCorpSpeak you ever endured: ‘Weird Al’ Yankovic Wraps 8 Days of Videos With ‘Mission Statement’ (Exclusive) - Speakeasy - WSJ (Scroll to the bottom to enjoy.)
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    55 and getting ready to be FIREd...

    Like gozer, I'm on "final approach" and balancing excitement with nervousness. I'm 55, DH is 62. We have $2k per month in steady passive income from a software-as-a-service we own, plus dividends we could start taking as income (vs reinvesting). Totally portfolio is $1mm, no kids and no need or...
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