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  1. nash031

    RIFed due to COVID-19, the slate is wiped clean

    Hi all, The quick and dirty: 43, wife 39, two kids 3.5 and 15-mos. I recently retired from the Navy after 20 years, and took a lucrative leadership job 10 minutes from my house. That job was eliminated due to the devastating effects of COVID-19 on the travel industry. Wife is also currently...
  2. nash031

    Mortgage refi - What am I missing?

    I'd like to crowd source this in case I'm missing something: Situation: Purchased our house in October 2018 with 30-yr, fixed rate VA mortgage at 4.5%. Rates have lowered substantially since then. Mortgage agent approached me about refi options this week. Outlook: Two little girls, 4mo and...
  3. nash031

    Real estate anxiety - spiral staircase

    DW and I are moving due to a growing family. We had agreed to a deal with one seller on a split-level home we both liked. The inspections, however, revealed that the 40-year-old home is not well-maintained, and the seller is unwilling to credit the cost of essentially any necessary repairs to...
  4. nash031

    Bridge career RFI - CFA/CFP/PMPs

    My background story, due for an update soon, is here. I plan to retire from the Navy in 18 mos at age 42. I think I still have more to give to a career path about which I am passionate, which is no longer my current one. Finances are in good shape; between my pension, our savings and my wife's...
  5. nash031

    Compact SUVs

    Did some checking via Google here, but most threads were outdated. DW needs a new vehicle, and we've settled on the compact SUV class for a variety of reasons. She's petite and I'm average sized, so we don't want nor need a big SUV. I think we've narrowed it down to the following four options...
  6. nash031

    False advertising?

    Every morning on my way to work, I listen to Colin Cowherd on ESPN radio. Every morning, at 7:15, I hear a commercial from some financial website/book/brochure advertising how their investment vehicle "beats the pants off your 401K or IRA," or "outperforms any 401K or IRA," or "the super-rich...
  7. nash031

    Retiring from something other than work

    So, as I've mentioned before, I've been a competitive (high-level age group) triathlete for about 12 years now. This was after a "career" as a runner up to college, then a few years off, and picking up endurance sports again in my mid-20s. I've been competing athletically in some way for most...
  8. nash031

    Plumbing: makes me want to be a renter again

    Yesterday morning at 6:20, I noticed a drip from a landscape sprinkler connection outside our house. I said to myself, I said, "Self, I should epoxy that so it stops leaking." I ordered some wet epoxy online and intended to fix it later in the week or on the weekend. Last night, at 7:30, I...
  9. nash031

    The concept of critical mass

    I've read on here a number of posts commenting about how a certain person's portfolio is close to or has reached "critical mass." I'm curious as to how people define that and what they mean when they use this term. I don't think it's equivalent to "FI." I think it's more along the lines of...
  10. nash031

    Child-free

    So, I searched the topic and the latest thread on this was back in 2007. Today, I've read two others who are mid-30s, child-free and intending to stay that way. I became curious... Background: I am 36, DW is 33. We are presently child-free, but are always discussing the should we/shouldn't we...
  11. nash031

    Greetings, nash031 - DINK, 36-yo military officer

    Greetings! Defining DINK - dual-income no kids... don't think I saw that one on the acronyms post! Wife (32) and I (36) are both employed. She's (non-profit director) got a good defined-contribution plan with 12% matching that we max out. I (13.5-year Naval officer) max TSP, we both max...
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