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Someone posted on my FB page what purports to be some of the final words of Steve Jobs, related by one of his nurses. Obviously, I cannot vouch for the authenticity of this, but its message strikes a chord that should resonate with us FIRE types. Here, it is alleged, are some of the final...

Just finished my taxes this past weekend and caught an unexpected and pleasant surprise - the Retirement Saver Credit -- as I was working through the Turbotax categories. Before I ERd in 2013, I had for years been in the top tax bracket, so most of my tax surprises were of the unpleasant...

Like others here, I have questioned whether or not to pay off the mortgage in ER. I decided to run the payoff/not-payoff scenarios through Firecalc. The results were interesting. Here's what I did: I took the length of time remaining on my mortgage (14 years) and ran two sets of Firecalc...

I signed up for ACA for 2014 and, based on projected 2014 income, am receiving federal subsidies. I want to make as sure as I can that my 2014 income does not push me over the subsidy cliff. I will have modest income from part-time teaching and contract work. I am thinking of opening a solo...

Thinking about a 2 week trip to the Northwest in May-June, or possibly later. Maybe fly to Portland, rent-a-car and drive up to Seattle, Vancouver, and other destinations. Any advice on things not-to-be-missed or the best month(s) to visit? Thanks.

I ER'ed last year at 51. Doing some part-time teaching and consulting in ER as planned but wanting to be more engaged. From time to time, SO and I think about buying a small business to keep us occupied and bring in some extra income. Obviously, we'd want something that does not require 24/7...

I purchased Wellington and Wellesley fund shares for the first time last October and was a bit surprised at year-end at the tax hit in these funds for 2013. How do I estimate the anticipated "income" in these funds for 2014? I am concerned that a significant amount of unrecognized "income"...

Question about how Firecalc works. When it models portfolio performance over many different time periods, what does it assume about rebalancing asset allocation? If I choose a 70/30 portfolio over time, how does Firecalc rebalance the portfolio to keep it consistent? Once a year? Continual...

Thanks for maintaining this helpful website. The best comprehensive source of information re: FIRE issues I have found. I would like some advice. Here is my situation. I FIRE'd in July of this year. Anticipating FIRE, we put our main home on the market and it just closed. We have net...

Hi all - Into my second week of ER and I have a lot to learn. I pulled the trigger quickly and walked away from megacorp with only a general notion of FI. ( I have run Firecalc etc). I am 50 years old with about $2 million in investable assets, about half in an IRA. I need some direction in...

After 22 years in the corporate law field, I have given notice and will be walking away from my career (IP attorney) end of July 2013. My question relates to whether or not, solely for financial reasons, I should marry my "DH" life partner of 14 years, especially in light of the fact that we...