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DW 64, me 61. My 20-yr $500k term policy expires next month. It served its purpose. Our investments should carry us perpetually as long as we don’t get crazy buying new houses, cars, extravagant life style. Males in our family can make 80’s but 90’s would be a stretch. Our only daughter will...

Heading to Tucson ina week for 2 weeks. Amy recommendations for Tucson Must-see places?

Need advice. Daughter and FSIL are in their late 20’s. They got engaged in November and bought a house together in December. They don’t have a date yet but are thinking early 2023 because of the backlog of reserving wedding venues during Covid. More importantly, the housing expenses have taught...

If her boyfriend buys a house (titled to him) pre-marriage, and they do get married some time after, but then divorce in, say, 10 years, is she entitled to any portion of the house asset? Reason I ask is suppose we give them a nice marriage gift of $30k to help with paying down the house? In...

What do you frugal types use to track car maintenance logs. Was using Carminder religiously for about 10 years. Unfortunately the developer has gone AWOL, features stopped working, only a matter of time until it dies. Just looking for basic Wipers, Oil Changes, Belts, Airfilter, Inspections...

Per WSJ today, there is a IRA/401k hardship withdrawal provision in the 2.2T bill that passed Senate last night. You have to have lost wages, have the virus or a couple other conditions to qualify. Yes, withdrawals are taxable. My question is, since taxes can be paid back over 3 years, would...

Hi, My Financial Advisor is recommending DFA funds. Only negative thing I have heard is that they are only offered through approved brokers meaning broker fees dent your returns. Anyone have any knowledge to share on DFA funds?

Finally moving DD to her own car insurance policy. She’s 26, a teacher, drives 2012 Honda CRV. Here’s my current policy but would appreciate input from the forum: $300k/100k (Bodily Injury/Prop Damage) $500 Comprehensive $500 Collision $2,500 Personal Injury $50k/$100k Uninsured Motorist (Per...

What must you see on a 1-2 week Croatia trip?

Anyone have capital preservation language in their trusts docs they would be willing to share. Was thinking about putting some language in family trust documents along the lines of modest annual distributions of 3.5% or less to maintain the capital base for future generations. How, exactly, to...

My daughter is moving back home after graduating in May with a degree in International Studies but no job. She busted her chops the last 6 months doing a career fair, at least 30 interviews, LinkedIN, etc. 3.0 GPA. Came close on one great position as a social media community manager but after...

Looking for advice if I should confront brother on financial matters. Goal is to get him to change his ways, downsize, adopt principles of sound finances. Danger is he will rebel and we'll have strained relationship forever. It kills me that he is living with maxed out credit cards, paycheck...

Man! I need y'all's advice. Daughter graduates from Texas A&M in International Studies and is seriously considering hourly position at Disney over salaried positions elsewhere where better pay, benefits, 401k, etc could be had. We are talking about $15k per year vs. $45k per year for entry...

My wife and I are 51 and 53 respectively and have had cheap $250k term life poilicies for 20 years as protection from any misfortunes that might have occured and to insure that our daughter would be able to finish college. So, no misfortunes occured and the daughter will graduate college next...

Need advice on tax strategies for bridging the gap from 51 to 59 1/2. Have about 800k in IRAs. 150K in liquid taxable accounts. Current monthly expenses in the $4k range including health care, house, taxes, transportation. Want to retire early but not sure sure how to tax plan for the 51 to...