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I sold some of my TSLA position in my brokerage account, let's say I had a short-term gain of $7k. Looking at the unrealized gains/losses I see I have a long-term loss of approx $7k in VIOO and VXUS. I'm in the 24% fed tax bracket. If I were to sell VIOO/VXUS will the net loss and net gain...

While the current market is down compared to last year the 529 plan has been in a target-date fund so it's been pretty much in a stable value fund as of the last couple of years. While I do have a reasonable sized cash earning 2%-3.75% depending on where it's sitting I'm leaning towards using...

I don't recall this much doom and gloom ever before but maybe because I never paid much attention to the news before or the news wasn't as easily accessible and tailored by the algorithms. I mean everything from the daily crime, looting and violence reports in the news media, the impending...

Thinking about paying off the mortgage on my primary residence for the peace of mind and to get a better ROI on the idle cash (mortgage rate vs. CDs). Anyway, I'm specifically wondering if there are any drawbacks such as it being harder to get another loan in the future for say another house...

Just a PSA. I received the attached email offer. Except they forgot to tell me that the $50 cash rewards magically become $40 on Amazon so your net gain with this offer is only $5 and only restricted to the 'sold by amazon' products. If you convert more points than $50 the return could be...

I just found out about it (https://www.asktrim.com) a couple of days ago so I singed up and let them renegotiate my COX Internet bill that went form the introductory $29/mo to $59/mo. A few hours later they sent me a msg saying they got me some savings. Sure enough I logged in and my bill is...

When I log into SSA it shows the following. My question is, these are assuming I continue to work until age 62, 67 and 70? What if I stop now or in 5 yrs? how significantly low would they be? say at my planned retirement age of 50 (in year 2025)?

This is going to be interesting...I wonder how this will fare for the Chromebooks. https://www.forbes.com/sites/kateoflahertyuk/2019/05/30/google-just-gave-2-billion-chrome-users-a-reason-to-switch-to-firefox/#67082a25751f

Time to throw some dry powder at it yet or is this going to get much worse first? My own crystal ball is always wrong :laugh:

So the gf and I are thinking about moving in together. Her house is bigger, nicer so it's the natural choice for consolidating. That leaves me with the option of either renting my house out or selling it and putting money into the market. My mortgage rate is 3.75%, have $270k left on the...

So I just sent in my ROTH contributions for 2018 early last week after doing my taxes. Before filing the taxes this weekend I found an interest statement which I had forgotten about so I reported it on my taxes and filed both Fed and State. This morning I realized that because of that interest...

I know very little about medical insurance since I rarely go to the dr. only when I can barely get up to walk is when I think about going in. However, recently doing some house DIY projects I threw my back out pretty good, once you hit 40s you start to realize the body just can't handle bumps...

So last year Feb 2018 I opened a ROTH with vanguard while doing my 2017 taxes. My AGI was low enough that I could make a reduced contribution towards my 2017 ROTH and I did. Now doing my 2018 taxes I noticed I can once again make a reduced contribution. However, when I logged into vanguard I...

So I've never done this before :blush: but here's the situation: 1. I exchanged VIMAX for VTSAX in my brokerage account, thinking an exchange wouldn't incur capital gains. Looks like I was wrong, vanguard is showing $10k gain. Ugh. 15% LTCG on it is about $1500. 2. My recent purchases of VTI...

Didn't see any talk about it so I thought why not... I had a couple of VTI limit orders (at $128 and $127) that both got executed and how I got notified. As of right now it's trading at $126.7x I've got some more dry powder but starting to run low...I'm thinking of putting in another few limit...

I've had this itch to buy a cheap vacation cabin within say 4-5hrs driving distance of SoCal or Central Cal. Areas that see some snow is a bonus. The idea being that I can rehab/fix it etc just as a fun project since I enjoy that sort of thing. Unfortunately cheap and california don't go...

So based on the recent threads I thought it'd be a good idea to gather input on the several Amazon alternatives mentioned. What other online retailers do you frequently buy from and what's been your experience? For me: eBay: I buy (mostly new items) from good reputable sellers (with lots of...

I just checked the balances today and I've quietly reached the two comma milestone :dance: However, I'm designating it as fake because it includes equity (not value) in the primary residence :blush: Probably not worth posting about it but since I can't tell anyone in real life a little virtual...

So in another thread someone mentioned corporate bond ladders and that piqued my interest. In the past I've heard of T-bills etc but never really purchased them. I get the basic idea that you're loaning money to a govt entity or a corp in return for an interest rate at maturity similar to a CD...

My elderly parent (living thankfully!), who lives abroad and is not a US resident/citizen, asked me what would be the best method to allocate inheritance to me i.e. real-estate/property or cash. I had no clue, nor did I ever think I would receive any to be honest as my siblings deserve it more...

My kid turned 13 this year so I'm wondering if I'm allowed to deduct the childcare expenses for the entire year or just the months up until the child's bday? e.g. if the bday was in July 2017 am I allowed to deduct Aug/Sep childcare expenses too?

I chose $50k annual spend. 35 yrs of retirement. Current portfolio $550k, will add approx $40k each year until retirement date say 2025. SS starting in 2034 totaling $20k per year. FIRECalc Results Your spending in every year after the first year will be adjusted for inflation, so the spending...

Since there have been 'women specific' threads I figured why not? :laugh: I'm only kidding...the ladies are always welcome to chime in here. So, after a 10yr stint as a married man I was divorced in my mid 30s. Then another failed 6yr long relationship after that I'm starting to feel tired and...

How would you answer that? My 12yo asked me the other day on the way home from her school. I didn't know quite how to answer it on the spot so I said "we're neither rich nor poor but I feel we're closer to the rich side because we live comfortably and there's nothing we need that we can't afford...

OK unlike the other thread it's hard for me to see the market going up like nuts while I sit on the sidelines. Unfortunately I cashed out 70% of most of my assets late last year. I did so to consolidate all of my old 401ks, IRAs etc into vanguard. The plan was to DCA it all back in but I was...