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    Share your FIRE Milestones - 2013- 2020

    3.0M I wrote the post above on July 24, 2016. Today, a little over two and a half years (and a new job and a bunch of craziness) later, we're at 3.0M for the first time. Thank you Jack Bogle, and may you rest in peace. Good luck to everyone else out there grinding to the prize.
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    Share your FIRE Milestones - 2013- 2020

    An Escapee Not me, but a friend of mine in their late 30s gave notice at megacorp. Going to spend their days in nature and figure out their next move. Whatever that move is, it can be anything (or nothing), this person is all set from LBYM and tucking away most everything in savings. I'm very...
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    Share your FIRE Milestones - 2013- 2020

    Viva la resistance! That takes guts and good for you. Us round pegs are not meant to fit into square holes.
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    Realistic article on Longevity

    We had a fascinating thread on this forum about this exact issue back in May. I encourage anyone interested in this topic to check it out: http://www.early-retirement.org/forums/f28/men-so-how-many-good-years-do-you-think-you-have-left-82072.html
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    Share your FIRE Milestones - 2013- 2020

    2.0M Just updated balances for the month to discover that DW and I are multimillionaires by a whole $1,600 over the 2.0M mark (all in, including home equity). Seems funny typing that out, nothing feels different and we still have a very long time to go before FIRE due to our life...
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    Expected Returns

    Hope for the best, prepare for the worst.
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    I hit my ESR numbers...

    I took that as "Early Semi-Retired" since OP mentions maintaining some form of employment at this dividend income level.
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    Where are we in the stock market cycle?

    When people asked JP Morgan what the stock market would do in the future, he would reply "It will fluctuate." http://en.m.wikiquote.org/wiki/J._P._Morgan Sent from my iPhone using Early Retirement Forum
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    Do They Have Enough?

    I wouldn't tell them to retire, either, but if I were in their financial position at their age, I would retire. :)
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    Is the Bull Market really 5 Years Old?

    I was just discussing this with a friend of mine. I view this as a five year bull run. To me, we are out of the "honeymoon" period that typically follows a recession where you can be reasonably "certain" (if such a thing exists) of equity gains. Now we're more in the grey area where a...
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    Share your FIRE Milestones - 2013- 2020

    Debt Free Paid off the last of my student loans today. That makes DW and I debt free. No credit card debt, car loan, student loan, or mortgage. Feels good, but we do still have a number of obligations, including four young kids that will one day go to college and our house needs further...
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    Share your FIRE Milestones - 2013- 2020

    The Cure For The Summer Time Blues Just want to say that I grew up going to Cedar Point all the time and now that I have a family I took them there last summer and they loved it. I think Cedar Point is better than Disney World/Land! :)
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    AP: With health law, workers ponder the I-Quit option

    This is an interesting, though somewhat light in the reporting, article regarding the new found freedom that some feel to quit their jobs because they can obtain health insurance through the ACA. http://finance.yahoo.com/news/health-law-workers-ponder-quit-060051834.html "Federal experts...
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    Where to start?

    Perform some searches in the Bogleheads forums. Also, the Bogleheads wiki is exceptionally useful and they even have a "getting started" wiki.
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    Critical milestone reached - contemplating semi-ERE in the next few weeks

    Setting aside the issue of ERE, whatever you do get out of that job as quickly as possible. Those hours are insane by any rational standard.
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    Backdoor roth IRA

    You're both ER'd and in a high tax bracket? Wow.
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    Backdoor roth IRA

    If it gives you any comfort, I was in almost the exact same situation last year where I needed to convert a small Traditional IRA into a Roth IRA to get a "clean" (i.e., no pro rata calc) start for future back door contributions. I did so despite the relatively high tax bracket hit. I viewed...
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    Dual W-2 earners - how to stop getting hosed on taxes?

    What this guy said. OP - At least you have a mortgage, I am in a similar tax bracket with lots of dependents but it seems that the home mortgage interest deduction is the only thing I could deduct anymore -- except I don't have a mortgage! Virtually all of the (arguably) viable...
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    EXPENSES: Anyone feel like they are out of control?

    Without the benefit of having expense numbers with me, I have four kids, so . . . yeah :)
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    Share your FIRE Milestones - 2013- 2020

    1.5M Amid a very difficult December for non-financial reasons we hit $1.5M for the first time, all-in (including unmortgaged house @$420k). DW and I are both 36 and we have four kids so we still have quite a ways to go. Will keep doing our best to LBYM and apply the Boglehead approach to...
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    Angie's list

    I have had great success with Angie's list, with only a few (really, just one) misses out of a dozen or so contractors hired. If you google (or search Retail Me Not) you can probably find a coupon to join for $15 for the first year. I am in the suburbs of a major metropolitan area, so I can't...
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    What has the world come to??!

    As I sit here in Chicago I can't think of any other city that might have a REALLY BIG problem with its underfunded pension that will result in much higher tax rates. No, sirree. Not a one.
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    Should I Lock Into My Investment Gains?

    Fascinating post. After seeing your 156% return, I suspected mine was about the same. Sure enough, I calculated my increase in net worth since January 1, 2009 (so four full years, plus eight months in 2013) and the increase is 162.32%. We must be in the same funds! Like you, my job picture...
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    How $40k can add $1M to your retirement

    This is a fantastic point. Today there simply is no yield (other than, perhaps, buying a rental property and working as a landlord which isn't really yield, it's a job). So you have no choice but to invade principal. Hopefully this changes sometime soon, but for the last four years or so a 4%...
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