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Anyone else part of the VW Court Settlement? Paperwork came today for me. There were no surprises and it seems as the news media has reported it. If I'm understanding everything correctly I can drive my car until Sept 2018. Return it then and get a cash settlement equal to the Sept 2015...

. . . or say you are and pimp your blog. :-/ :dance: :coolsmiley: http://finance.yahoo.com/news/one-couple-saved-1-million-130858190.html

My daughter, 21, has a part-time job and has access to a 401k. She can contribute to a Roth or an IRA version. Her income is going to be around $12,000. She is a dependent on my taxes and a full-time student. My thinking is she should max out what they allow her to contribute to the Roth...

Risk can be looked at in more than one way.

From an article by Michael Hiltzik in the LA Times. I have a feeling this is a forum full of "Millionaires Next Door". I'm sure all of us don't fit the Ronald Read profile. What say you?

Was playing around with my Social Security report. Here are some interesting facts. If I stopped contributing today, at 62 I would get about $22,000 per year. If I took my annual social security contributions and invested them in a 50/50 portfolio with market returns and only received a 3%...

Rather than stopping cold turkey, I plan on easing into RE. This month I'll be setting up an LLC and switching over from being a full-time employee to a part-time consultant at roughy 20 hours per week. I've run as an independent before so I'm fairly familiar with most of the business and...

Has anyone done research regarding what percentage of the overall market action comes from High Frequency Trading, Technical Analysis based algorithms, or other Market Timing trading strategies? I realize most here have the majority of their assets allocated to buy & hold index strategies. But...

Someone asks Mike, the Oblivious Investor, Why Does Everybody Recommend Complex Portfolios? I love Mike's honesty in his answer.

I have a friend who is making plans for all sorts of "end of world" scenarios. Holding 10% of invested in net worth in physical gold and silver. Real Estate holdings outside the US with the ability to relocate when hyper inflation or a deflationary depression occur. Other hedges. Thoughts...

A very informative article from Kitces on how to keep your capital gains taxes at 0% and get an step-up in basis every year for those whose situation fits - low income, modest capital gains...

Headlines from Yahoo Finance (Not linking to the articles because this is a G rated forum. :blush:) Same guy (I suppose he's a generic writer for Yahoo.) Same site. In just a couple of weeks we've gone from this is why it could get a lot worse to this is why we could see all time highs...

For the last few days the weather here has been dreary. The markets have been no better. And the condition of our beloved family dog has gone downhill even faster. It's time to say good-bye to her. We've decided the kindest thing we can do for her at this point is let her go. It's one of...

There is an historic home that DW & I were trying to buy 2 years ago. It's in the process of getting fixed up. The person who bought it is looking to sell it and wants us to come by and take a look at where they are and what needs to be done still, etc. They got it approved on the national...

Marotta highlights important points from two of the graphs from in the article. http://www.marottaonmoney.com/real-returns-favor-holding-stocks/

Here is a friend's scenario. They are 50/51 and planning for a 40 year retirement. Current Portfolio - $2,700,000 Annual Projected Expenses - $100,000 including taxes. Projected Combined Annual Social Security @ 70 - $36,000 Home Equity - $500,000 No Pension. Putting all that into FireCalc...

I mentioned retirement to my boss and wanted to explore what my options were for an easy transition. Part-time (with benefits) and work from home 2 days per week. Will have to think about it. It has possibilities.

I've read various things about hedging. Do any of you have a well-diversified portfolio using mostly index funds and still have 5% set aside in some sort of hedge investment? Can anyone suggest a good primer that reviews the various strategies for hedging a diversified portfolio?

I thought this was one of the better articles to appear on Yahoo Finance. http://finance.yahoo.com/news/7-truths-investors-simply-cannot-accept-195752739.html It's worth reading if you have a chance, and as always, the discussion this forum is far superior to the comments on the articles...

Something more than financial porn found on Yahoo finance linking to Morningstar? Tips for an Early Retirement This forum and Bogleheads are the best places to learn about early retirement. 95% of the articles and blog posts elsewhere are an inch deep and a mile wide and serve only as fodder...

http://finance.yahoo.com/news/third-biggest-stock-bubble-u-174055752.html I'm trying to ignore these types of thoughts as I prepare to ER. But these are the things that have me wondering is 35x enough? I'm not concerned with timing the market as with timing my retirement so that I'm in a...

The average retirement age continues to rise. Average U.S. Retirement Age Rises to 62 Anyone want to help the average drop in 2014? :dance: It's interesting that the younger generations see themselves as wanting to retire earlier. It will take a lot of fiscal discipline given how...

HELP - AA / Portfolio for Soon to Be Early Retiree Over the next several months I will divest from a concentrated position into a diversified portfolio. The goal is to completely divest the position and join the class of 2014!!! I have to figure out my asset allocation and retirement...

I don't believe markets are efficient. There will always be plenty of stocks that are undervalued or overvalued. However, there are two main reasons why I'll stick with a properly allocated index strategy for the vast majority of my portfolio once I divest from a concentrated position. 1...

My son turned 18 three days ago. Today I explained the difference between taxable, tax deferred, and tax free accounts. We setup a brokerage account for him and a Roth IRA account. No need for an IRA at this point. He's been working and saving money. To help him get started I matched what...