New here, although I am a frequent reader and lurker. This is my first post and I have a LOT of questions.
Situation:
Me: early 30's, work full time: make 60K/yr with 40k in TIAA-CREF
Wife: Late 20's, works full time: makes 55k/yr with 20k in 403b
have about 4 months expenses in liquid savings...