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  1. Easy Rider

    Worst course ever taken in school or elsewhere!

    Stochastic proccesses (probability theory part 2) was hardest for me, but mainly because I was taking 2 graduate classes for my MSEE while working full time and paid overtime back then. The professor taught it very abstractly without the practical knowledge that aids me when learning new...
  2. Easy Rider

    Video Doorbell recommendations

    Exactly what i did. I bought 2 so i can watch inside my house too when away. My neighbor alerted me to a beeping sound coming from inside my house - i could here it through the camera and confirmed it was my water leak detector. No recurrent subscription payments, walkie talkie type interface...
  3. Easy Rider

    Did your employer have min retirement age?

    We had to be 55 to start collecting pension at a good rate - if before it'd drop about half. We had a special exception limited time VRIF offered when i was 48 - if you had 75 points (years service plus age) you'd be eligible for full retirements benefits at 55. Since my last 5 years salary was...
  4. Easy Rider

    Poll: Percentage of retiree spending on income + property tax

    silly poll - I'm actually in the top 1 percent on this one. Fed, state and property tax was 9k,4k(California)and 4k to about 16k total. I only spent about 12k besides this. Fed and state taxes where zero the last 6 years though ... until the pension kicked in.
  5. Easy Rider

    Checked in with the crew at the office, so glad I'm not there !

    When i have dreams that seem to last all night about some complex problem solving at work - i seriously really feel like calling my old bosses and telling them they owe me money for all the work i just did. Pretty sure they'd think i was delusional but to me it feels like i was really working...
  6. Easy Rider

    Statin Wars - British Style!

    When i used to get yearly blood tests and had a new doctor about 10 years ago - i thought it was very strange that he told me to expect to take statins. He actually was 'grooming' me to get on the statin bandwagon - all right after drawing blood. I felt that used car dealer attitude - it was so...
  7. Easy Rider

    So, would you?

    I had the same circumstances - gave tentative notice for july 4 and they let me stay till end of the year - that was 7 years ago. Those last 6 months were wonderful - i made up a list of extra items on my wish list - which I'm still fulfilling. I enjoyed working those last months. Those extra...
  8. Easy Rider

    Expensive to have drain unclogged.

    It's amazing what goes down the drain when you have roommates - with no liability. I guess I'd be just as indifferent if i had no consequences. Once i got rid of my roommates, i took great care of what goes down the drains. Now all drains are perfect - i love the sound of the slurping for my...
  9. Easy Rider

    Delicious, Healthy Foods

    I never leave Costco without a pound of smoked salmon - usually wild. What a great breakfast on whole wheat toast - or Einstein bagels when I'm feeling adventurous. Just a little cream cheese - when i ran out of cream cheese, surprisingly a little smart balance on the toasted bread turns out to...
  10. Easy Rider

    At what age did you retire? (retire=NO paycheck)

    Gave my notice in at age 48 when a voluntary RIF package became available 8 years ago (July 4 independence day). The company was so gracious they let me continue on for up to the end of the year - not only giving me that Christmas week pay, 26 weeks severance, but a deferred pension that i can...
  11. Easy Rider

    FIRE effect on SS benefits

    Good to note that the estimated SS benefits are based on today's dollar. That explains why my benefits are projected higher today than in 2010 even after 5 years of zeros.
  12. Easy Rider

    FIRE effect on SS benefits

    Very helpful info - My last mailed ss benefits was mailed out 2010, I was using that to estimate benefits for the future. I worked 2 more years after 2010 and retired in 2012 at at 49. I think back then I calculated that adding those extra years with zero income I saw a relatively small...
  13. Easy Rider

    Walking noise from condo above is unbearable

    well stated However, I had the unfortunate luck of neighbors with complete lack of normal decency. Three home schooled idiot kids that skateboarded their way through childhood and turned into complete jerks. Imagine having a drum set facing your house 30 feet away, alto sax practicing...
  14. Easy Rider

    Anyone here who's retired and loves cars (or restoring them)?

    1989 glacier white corvette is my only car for the last 20 years or so. Bought it when it was exactly 3 years old just off warranty from a lady neighbor (GM employee) that babied it - for half off sticker ... $17k. One of my first projects being retired was changing out the head gaskets -...
  15. Easy Rider

    Stop telling me the market is up 170%

    I remember buying at the DOW 8000 level and friends just laughing at me. It was even hard for me, I refused to look at the markets myself and blindly maxed out my 401K contribution plus after-tax (which I recently roll-over to a ROTH IRA) - I was contributing 35% gross pay. Then when the DOW...
  16. Easy Rider

    Worth sticking around for a corporate pension?

    I made the '75 point' (age plus years service) at aerospace megacorp - by just a few weeks. I would have most likely left anyway if they did not offer the VRIF, but it is so sweet how it all worked out. I'll get a full non-cola'ed pension at 55 in 3 1/2 years from now. If I left without the...
  17. Easy Rider

    Too chicken to jump....

    I was where you are now about 2 years ago. I was 48 and realizing that no way I'm going to make it to 55 for that full pension. Everyday was drudgery, the bosses where fine, the work was fine, but I just needed to be my own man - I needed my complete freedom. After a long 3 week vacation...
  18. Easy Rider

    One-Month Cold

    I gotta say I had almost the same symptoms as mentioned here for almost exactly a month. Just recovered about 10 days ago. It was real misery, really seemed like a combination of allergies triggering asthma and a cold all happening at the same time. Couldn't sleep for a couple weeks and could...
  19. Easy Rider

    Easy Rider here, 50 and already 18 months in ER

    Thanks guys, glad to have another ragtime player in the house. I leave the classical to the guitar which has so much more control - where the instrument truly becomes an extension of the body. Ha - exactly right about the property tax, I pay $3800/year with the 2% max cap increase per year...
  20. Easy Rider

    Easy Rider here, 50 and already 18 months in ER

    Helloooooooooo all. What a great place this is! I finally registered after wanting to posts so many times to threads I so relate to. 18 months in and everyday is like paradise. So so true when everybody here says they don't know how they had time to live when working a full time job! For me...
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