Search results

  1. workmyfingerstothebone

    Schwab money fund pays 0.45% ?

    Recently my sister asked for help on her portfolio, she is retiring. I see she has a Schwab money fund that pays a paltry 0.45 percent :eek:. I have Vanguard and their money market account is paying > 4 percent . Does Schwab have another money market fund that pays closer to 4%. Either...
  2. workmyfingerstothebone

    IRMAA - how to avoid with this xtra tax

    Hi folks, Turning 65 next year, 2023, and will be filing for Medicare :dance: .The wife still has a few years before she's eligible. I have a ton of questions on what "plans" to pick but that will be another post. This post/thread is for "Income-related monthly adjustment amounts (IRMAAs)...
  3. workmyfingerstothebone

    Selling rental, what taxes to expect

    Finally decided to sell the rental, to much state and government interference. Will be getting out of the rental business for good. I know that I need to use a tax preparer this year but wanted to query the forum for their input. Maybe possible issues I'm not accounting for. So, what can I...
  4. workmyfingerstothebone

    landlord seeking help

    Been a landlord of a SFH for 10 years, same tenant since I started. Renters are continually late on the rent, probably 7 out of the last 12 months. They do pay but sometimes it's at the end of the month, which then causes them to be late the next month and so on.... Overall decent...
  5. workmyfingerstothebone

    Who needs a million $ cash to retire

    I keep seeing these articles and posts where the census seems to be people need 1, 2, 5 million $ cash for retirement. Honestly 80% of the population will never get there ( i made up the 80% but you pick your own percentage). I suspect individuals would have something like $200K plus social...
  6. workmyfingerstothebone

    Outrageous cost of eyeware

    Went to optometrist today, insurance allows for $150 plus 20% off over the allowance for frames and progressive lenses run $80 to $160. The eye exam has $20 copay and $25 to $50 copay for glasses. I started looking at frames and yikes $250+. That doesn’t include lens. The wife found a pair...
  7. workmyfingerstothebone

    Pensions replace bond funds for AA

    We've been investing more of our AA towards stocks (85%) than bonds over the past 15 years as I knew the two of us would be receiving pensions and social security. As well, we have rental income that gives off a monthly income stream. Between all of the above mentioned their total income...
  8. workmyfingerstothebone

    Can I retire or am I missing something?

    Can I retire or am I missing something? I hope I'm providing enough information so I can get some accurate analysis on whether I can retire now. Thanks in advance for your input. Currently 54. DW = 47 DW wife plans to retire at 60 (she likes her job). Living off one income for 16 years...
Back
Top Bottom