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I decided to pull 5% with hopes to cut back at 70 when we take SS. I retired at 60 three years ago and live with the belief that we should travel while we can, love life and cut back a bit later. Just my 2cents worth Sent from my iPad using Early Retirement Forum

Not at my last job, but I have when I was a younger Engineer in the field and life was much more simple and straight forward and certainly fun. Add HR, lawyers, EEOC, more forms and goal seeking synergetic numskulls and the job becomes a nightmare fast! Sent from my iPad using Early...

I was turning 60, just paid off our home and the job was becoming very stressful with a huge project coming up. My boss was becoming weirder each day, over looked me on a promotion to lead the project so decided it was time. I guess the bottom line was my boss was becoming a narcistist and...

Seems the national news comes from one source and it is slanted and political. I don't trust the national media to tell us the truth. Sent from my iPhone using Early Retirement Forum

Ditto here! Go out and have fun shooting. Forget the rang. Have a friend or relative who owns and shoots fire arms take you out in the country, at the farm or where ever and set up a variety of targets at different ranges and have some fun! Sent from my iPhone using Early Retirement Forum

I still watch the news but less every week. Sent from my iPad using Early Retirement Forum

Balmy Bismarck, North Dakota Sent from my iPhone using Early Retirement Forum

I agree. I supervised a number of individuals and the most challenging were the crazy managers who thought their mission was to control their employees every move. Even when I reduced their salary increases and lectured them about their over bearing supervisory position, it just didn't help...

I found my beer expense went up 100 percent! however, I can cut back on carbs to compensate for the increased expense. It is nice to crack open a beer on Tuesday afternoon to celebrate ER! :) Sent from my iPad using Early Retirement Forum

As an engineer........ sometimes you just have to do what you need to do to move forward. Sent from my iPad using Early Retirement Forum

GO FOR IT! Sent from my iPad using Early Retirement Forum

Then take the bonus and run!...................Good luck! in many cases, the company will be remorseful and miss you for about 36 seconds! Time to move on. Sent from my iPad using Early Retirement Forum

Some psychopaths are just miserable people and will adapt to ER in a miserable way. Don't spend time worrying about them. Sent from my iPad using Early Retirement Forum

Just do it! Sent from my iPad using Early Retirement Forum

As an optimist I simply choose a 5% WD rate and purposely ignore the doom and gloom reports. If it doesn't work out well, then I'll adjust our spending and WD rate. Otherwise.........ain't going to worry about it! Sent from my iPad using Early Retirement Forum

Just do it. Sent from my iPad using Early Retirement Forum

In my case, we had to make a commitment to retire within 10 calendar days at the end of the year two years ago and I pulled the trigger! The conditions became toxic, my boss became unpredictable, fearful and a total jerk so I kept my mouth shut and did not say a word until 10 days before the...

Thanks for everyone's input on this topic. It has helped me feel more secure in our plan to draw 5% in our case before SS and see where things go. I fired 2 years ago and I am glad I did! It is hard to put a price tag on your time and freedom from the daily commut, email management, phone...

As an optimist, I chose 5% the past two years and we'll stick with that and not adjust it for inflation. In other words, I chose to start a WD rare of 5 percent from 60 years old when I retired and see how things go when I hit 70 and begin SS. That was 2 years ago and we look forward to a bump...

I believe our low gas prices have helped prop up a lagging economy that is stuck in the mud with uncertainty on Federal regulation, lack of trust and an unstable world around us. I believe when the US regains it's leadership position in the world, stability will improve and hopefully our...

I went with 5 percent withdrawal till SS and made a decision not to sweat it or worry about it. Guess what.......we're all on the same boat! What is the worst thing that can happen??? Maybe drive a school bus PT? :) Sent from my iPhone using Early Retirement Forum

I agree with most of the posts. Take some time for yourself and feel lucky you are not still in the middle of working for those who decided to end your carrier a bit early. Just say.....good riddance. Sure, it may be sad to leave work friends behind and the bitterness of stupid management...

Just finished texturing a new sewing room for DW with all her embroidery machines and cutting tables. Sanding muddy and perf taping during the holidays suck! I pray the new sewing room turns out good! Sent from my iPad using Early Retirement Forum

We have lots of wolves on the hunt, and your example of having the evidence to convict but not the will to prosecute is only feeding the hungry wolves and growing the problem. Sent from my iPad using Early Retirement Forum

I hope the next president abolishes the IRS, and shrinks our tax code to three (3) pages.......done. What I see from the IRS is nothing more than a corrupt institution that does not know it's own codes. [Mod Edit] Sent from my iPad using Early Retirement Forum