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My mother (a widow, age 85) recently visited me for a few days over Christmas. Mother's mind seems OK but she is getting frail and seems to have balance problems and is having difficulty going down steps (even just a couple). Mother also has hearing problems, she wears a hearing aid but still...

I am renting a place for the Summer in the North Carolina Mountains in an area I can highly recommend. The neighborhood is called Linville Land Harbor ("LLH"), near the Town of Linville, NC, right off the Blue Ridge Parkway and about half an hour south of Boone, a good sized town with a...

My mother has a safe-deposit box full of Series EE bonds bought back in 1985. She has never cashed any in or paid any tax on the bonds. They are earning a good interest rate. I understand that they will reach final maturity and cease earning interest in 2015. As I understand it, mother will...

A new article in AARP magazine about medical alert devices got me thinking about buying one for my mother. Mother is in good shape, still lives independently, still drives, but she lives alone and I worry that something could happen to her. I have looked into what is available now and it is...

We sold our primary residence about 6 months ago. Our plan was to downsize to a something smaller. We had always owned but this time our house sold so quickly (2 weeks) that we did not have time to buy anything so we rented a condo. Surprisingly we are enjoying renting--one fixed payment each...

Just got back from a trip to Galapagos Islands, one of the best trips I have ever taken (and I have traveled a lot). We flew into mainland Ecuador for one night, took a small plane out to the Islands the next morning and were on a small cruise ship (40 passengers) for a week. The ship...

Over the last few days I have received emails from Target and a former employer saying that my personal information may have been hacked. It has not really concerned me because my husband and I have our credit frozen with all 3 credit bureaus. We did the freeze several years ago (it is free...

When my husband was in his 20s he developed psoriasis. My husband is now 62 and his psoriasis is controlled by medication and he is otherwise very healthy. Because of the psoriasis all the insurance companies in our state (North Carolina) determined that he was uninsurable. He could not get...

I am 62. I my mid-50s I contracted a very bad case of Shingles. I still have substantial pain in the area where I had the rash. In fact, I have had to change some of my daily activities and sometimes have to take pain medication. I use to play a lot of golf but I find that swinging the club...

My husband and I have been retired for over 12 years. We retired at age 50 and have lived very comfortably. One thing we have done to increase our assets both before and after retirement is to "flip" our primary residences. Under the tax rules, a couple can sell their primary residence tax...

My husband and I (both age 62) have High Deductible HI policies. We established HSAs several years ago. We have funded the HSAs to the max. Last year, using Turbotax, I estimated our Federal and state income tax savings due to the HSAs was around $1,200. We have just applied for the subsidy...

Hello, this is my first post on this Forum. I have been lurking and learning a lot and joined specifically for ACA help. It seems to me the posters here know more about the ACA than anyone else I have found. My husband and I are both retired (YAH!) and live in North Carolina (have to use the...