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You seem to be mixing apples and oranges. Withdrawal rate typically is meant to be a percentage of an investible portfolio of liquid assets. In my mind, the definition of liquid is a security that can be marked to market daily such as a stock, bond, money market fund or cash. Another way to...

My wife and are the same age and have recently started moving in the direction of ER. Similar to you, we have the assets to make it work. If I were you, I wouldn't buy property. Given the interest rate environment, prices will eventually moderate once they begin to rise substantially unless...

Thanks for the responses. Good stuff.

I'm looking for advice from those that have been retired through all of the market ups and downs since 2000. If any of you qualify, would you be willing to provide advice to others about your experience? Knowing what you know now, what advice would you give to your younger self? Is there...

Congrats on all of your success! Your kids are going to have an experience that few do. That's awesome. Have you given any thought to healthcare costs? Consider premiums and all of the out of pocket costs in addition to the premium. Given all that has happened in the past and what...

Ready: Thanks for the comment. The answer to why I am interested in retiring is pretty simple in my mind. I always looked at my business as an investment. I knew there were substantial risks involved in building a business, but if I was going to have options early in life, that was a risk I...

Thanks for the reply 5971 - the head scratcher is if my wife doesn't work. We still have to answer the question as to how we would occupy our time. The elephant in the room is can we pull it off financially given the stats I listed above.

Thanks for all of the quick responses. They are helpful. Keep 'em coming...:)

Hi All, I've been reading posts on the site for a few weeks. Good stuff. I'd like some help if you're willing to provide it. The bottom line is I am questioning if my wife and I really can retire. Here are the stats: We're both 42. No kids. I sold my company last year. My wife still...