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Bogleheads I strongly recommend "The Bogleheads' Guide to Investing," and "The Bogleheads' Guide to Retirement Planning," as well as the bogleheads.org online wiki https://www.bogleheads.org/wiki/Main_Page

I like living near the coast. Los Angeles, CA Saratoga, CA Monterey, CA Fort Meade, MD Santa Barbara, CA Redwood City, CA Sunnyvale, CA Brookdale, CA San Jose, CA

You can convert your paper i-bonds to electronic bonds in TreasuryDirect. This would then allow the partial withdrawals already discussed. Individual - Convert Your Paper Savings Bonds Using SmartExchange

From John C. Bogle Founder and Former Chairman, The Vanguard Group to the Washington State University Pullman, Washington April 13, 2004 https://personal.vanguard.com/bogle_site/sp20040413.html Our introduction of First Index Investment Trust was greeted by the investment community with...

2 liters per day.

I do a system image backup to a thumb drive when computers are first set up. The thumb drives go into their own folder in a file cabinet. I then use an rsync script to back up user directories and files to an in-house backup server every day. (Rsync for Windows is obtained through minimal...

Scammer (typically with a strong Indian accent): I am calling from Microsoft Technical Support, and we have determined that your computer is sending out bad messages on the Internet. Are you at your computer? Me: No. Wait while I go to my computer... OK, I am at my computer. Scammer: What do you...

i would DCA into whatever part of my portfolio is currently underweight. We don't have a big lump sum, like $200k in cash, but we do have extra cash after paying expenses every month that we transfer into the underweighted portion of our portfolio. With the run up that stocks have had, we are...

Hitting a home run in the stock market with fun money in the short term is certainly possible, but striking out is more probable. This kind of investing is called gambling. I'd rather use my fun money to go to Las Vegas, do some sightseeing, see some shows, and gamble.

Dirt bike trip in Baja California plus margaritas at a rest stop. I ended up being "The shapeless heap on the curb." Baja 1999 | All-OffRoad.com

Family was going to go to Red Robin's for dinner where I was planning to get a free double burger and endless fries (free for veterans on Veteran's Day). We didn't go because DS has an oral test in high-school Spanish tomorrow that he is not ready for. He was supposedly studying all day at home...

1360 sq. ft. house w/ 2-car attached garage on 6,000 sq. ft. lot in California. California has a 2% annual cap on property tax increases. Latest county appraisal says our house and property are worth $459k. Annual Property tax: $6,107 Annual Insurance: $850

Fizzies! Drop one in a glass of water and you had instant soda pop.

The Salton Sea's water has gotten more brackish over the years. From Wikipedia, "Throughout the 1980s and 1990s, as salinity and suspected pollution levels in the Salton Sea increased, the attraction of the Salton Sea as a recreational destination diminished.[8] Most of the original tourist...

I'm very sorry to hear about your MIL. When I first noticed a large lump growing on my chest, I went to my primary care physician (PCP) who said it was a harmless lipoma. Six months later the lump had grown and I hurt all over. I went back to my PCP and insisted that they take an x-ray. The...

Mine is indicative of my investing philosophy.

Sorry to put a damper on things, but the 4% safe withdrawal rate with inflation adjustments guideline is for a maximum duration of 30 years. It assumes there will be a draw down of principal. After 30 years, when you are 62, your nest egg would likely be depleted. And assuming you do go expat...

Wow! Thank you all for your kind words. I didn't mean to hijack the thread with my story of woe. I hope that this thread points out the importance of having the correct insurance, especially health and term life if others are counting on your income/nest egg. It makes me happy to know that my...

I am 58 years old. I know I will die from my Multiple Myeloma (MM) cancer sooner, rather than later. I have had MM for more than 5 years. The average lifespan for someone diagnosed with MM is 48 months. Even with all my various cancer treatments and their side effects, my wife and I continue to...

Awesome. :laugh:

I don't think about the Dow because it only contains 30 stocks. I imagine the S&P-500 will be up 7% with a few good thumps along the way.

I don't know if it's a pet peeve, but it's a peeve nonetheless. I caught a bad cold starting last Friday. I still had to get my sick body up and out the door on Saturday so that we could celebrate my mom's 90th birthday. My peeve is not the celebration, but it's the fact that I caught a cold the...

I think I got something in my eye. Nice story.

My dad, who was born in the mid-20s used to pick up nuts and bolts that he'd find in the gutter or on the sidewalk. Run a die over the bolts or a tap through the nuts and he considered them as good as new. My mom didn't want them after he passed away, so I now have a cabinet in the garage that...

I use Netflix for viewing entertainment without ads. I also sometimes watch videos on the network websites, and these almost always do have ads. When an ad comes on, I use the time for what I figure it was intended: to go to the bathroom, or get a snack, or converse with my wife. Heck, we were...