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$100 here and there adds up. If you're wealthy enough to focus your dwindling time on hedonistic pursuits vs any concern about the value of what you're paying for, that's a fortunate place to be and a personal decision. Others, regardless of net worth, may see X hrs/wk shopping for the best...

You are correct. My comment simply identified the complacent consumer mindset targeted by many businesses adding fees. I did not endorse stiffing servers.

Exactly the mindset these restaurants and other businesses adding fees/etc are targeting.

No TV/radio news- I get all my news from the WSJ and Google News feed. Allows me to focus on what I consider important and avoid the rest, including commercials.

2 cars driven @12Kmi/yr total/combined. 18' boat on a quiet lake. No claims/low risk policy holder. 2020: $439 for $2M coverage 2024: $427 for $1M coverage -same premium as for $2M in 2020! Geico. Earned "accident forgiveness" on cars -but Geico's rising premiums make that carrot less...

Live At Fillmore East - Dickey and the band at their best.

Expanding to this to used, my perception is that the incentives on new Ram trucks is resulting in lots of 2021 Rams on 3yr lease being turned in to swap to the deals on new Ram trucks. Lots are filling with the 2021 Ram model I've been shopping for a couple mos. They aren't selling, and I get...

Regarding being "stuck" when book is closed- Reminder that's not everywhere -the following states allow you to change your plan annually without underwriting: California, Connecticut, Idaho, Illinois, Maine, Massachusetts, Missouri, Nevada, New York, Oregon, Rhode Island and Washington

Have seen reports of a plumber shortage- Therefore many probably providing high quotes, especially for customers who appear able to pay. Assume they are picking jobs they will work by quoting accordingly.

Scotts Lawn Fertilizer Shrinkflation: The 15,000SF bag now replaced by a 20% smaller 12,000SF bag. Price still right up there.

2 adults, 2 small dogs: totals for all grocery products- 2024: JAN = $1,085 FEB = $1,402 -on inflationary pace for $15K in 2024 2023: $914/mo 2022: $879/mo 2021: $874/mo Very high compared to other posters (aware high for a long time)- Main contributor: DW's focus on...

A thankful heart is a happy heart.

Agreeing to have children because of spouse -never was a goal for me. Resulting shift of focus from me/my desires to creating the best life possible and being there for them. Resulting reward of having a wonderful family. Huge bonus of now having grandchildren who I spend lots of time with...

Mahomes at age 28 is the first player to win 3 Super Bowl MVPs (matching Montana/Brady) and 2 NFL MVP awards. An article on this topic, citing stats: https://www.cbssports.com/nfl/news/2024-super-bowl-where-patrick-mahomes-ranks-among-nfls-all-time-greatest-qbs-after-third-super-bowl-win/...

Regarding the posted slaps on the wrist LOL- I posted that Mahomes is making a case as the GOAT. I did not say Mahomes IS the GOAT. He's 28, already won 3 Super Bowls and led his team to 4 of the last 5. If Mahomes continues that trajectory until retirement, nothing to debate.

FG kickers put on an impressive show. But that missed PAT was the difference! Mahomes making a case as the GOAT -yes, better than Brady, who enjoyed outstanding pass protection and surrounded by loads of talent. Some will want to debate, but Mahomes is way ahead of Brady in post-season win...

Exactly -"YMMV" I shared my perspective, and appreciate yours.

I run away screaming from the idea of living in any 55+ community. I like living in our neighborhood: the cycle of meeting new young families that move in, and watching neighbor kids grow up and move on. It's a nice neighborhood. The diversity of ages is important to me- "keeps me young"...

Taylor Swift

The social aspect of golf can be great for retirees- My father was a golfer. My mom picked it up later in life, just passable skill-wise. Upon retirement they moved, and joined a couples league there. They made new friends through the couples league, and it became a big part of their social...

A decision that should not be based on a couple pals liking their Medicare Advantage plans. Do a deep dive- A LOT to learn, and lots of info online to make an informed decision. Example: Only a few states allow switching from Medicare Advantage to Medigap without underwriting -do you live in...

Yes- That promo worked well for Quicken when Vanguard dropped the perk and I then became a paying customer.

TurboTax could be Fidelity's Dylan Mulvaney?! LOL

For many weeks annually, the "cryptic methodology" sure does give Fidelity a lot of run from their many wealthy clients on forums like this. That makes other wealthy potential clients aware of Fidelity's services, that many forum members are clients, and the potential to win the Fidelity Free...

Almost seems like a lottery determines who gets the offer. Have a 5-figure Fidelity HSA for several years, and an inactive small brokerage acct. Never got the offer. Yesterday, logged in and there was the full screen displaying the offer that I'd have to click past to miss. Nothing changed, so...