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I would say I spend $600.00/month on good red wine. That does not include wine at restaurants a few times a month.

After reading these responses, not all, but most, it’s amazing that a good deal of people over 60 don’t understand how to get the highest benefit from social security. It’s just stunning that a financial benefit for retirees is so misunderstood by upcoming retirees. There is a lot that can be...

Easily spend 130%. Retirement is fun, enjoyable. A lotta travel to Europe for many weeks at a time, cost money. The experience is great but expensive. The day will come when my wife and I can’t do it anymore, so now is the time.

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Agreed. That's pretty much it. Depends on many other financial and health factors a family may have. Sent from my iPhone using Early Retirement Forum

Just looking from more dialogue on this subject. Very very few take SS at 70 and not anyone I know takes it at their FRA. I am referring to people that are financially sound and are well informed about SS. Why wait. Don't get it. The money's there, take it. Sent from my iPhone using Early...

I'm the first to responded to my question, but any feedback would be helpful. Thanks for any feedback. Sent from my iPhone using Early Retirement Forum

I turned 62 in August. Not claimed yet. I'm not at all concerned about my wife if I go first. She is two years younger than me. She will be well financially whatever happens to me. This is great news for me, I guess. Where does someone like me go from here. We both got other income incase...

This attachment from the social security website should help answer a lot of questions. http://www.ssa.gov/planners/retire/1943.html Sent from my iPhone using Early Retirement Forum

It amazes me that more than 80% of upcoming retirees or recent retirees don't have all the necessary facts about all SS rules. I'm not going to go into details, it would be too long of a response. Most here have a lot to review regarding SS. Not just the longer I wait the more I get. As this is...

There is a lot of great information hear. Keep it coming. This seems to be the most popular subject on this site. When to claim SS??? Seems like the best response is that we all should look at this monthly as we approach age '62' and go from there. I don't see how anyone can make a blunt...

Thanks. This is good information for all of us as we approach the age when decisions need to be made or explored more seriously. All responses are great as we learn and gain knowledge from each other. Best to all and keep in going. Sent from my iPhone using Early Retirement Forum

The link below will explain: http://www.ssa.gov/planners/retire/1943.html Sent from my iPhone using Early Retirement Forum

It appears to me the reason people delay until 70 or after FRA and are already retired is to make sure their spouse gets a bigger check if they go. As I am about to turn 62 and my wife has enough $$$, no reason for waiting to long. Have pensions,stock dividends, 401K's, real estate, etc.... To...

Great point. I can elaborate on this, but I'll wait & see what others have to say. Sent from my iPhone using Early Retirement Forum

Many on this post refer to taking SS at 70. Almost no one takes SS at 70. The percentage is between 1%-2%. So pretty much none of us will take SS at 70. We should discuss SS between 62 and FRA, not an age pretty much none of us will wait to collect. Based on the stats, my comments have a 98%+ as...

I can't leave SS to my sons and my wife, if she survives me will get whatever she gets, not a concern. Longevity wise, my fathers side lived to their late 60's, my mothers side into their 90's. My fathers side smoked, my mothers side, no one did. I never did, but there is more to it than that...

I am 2 1/2 years older approaching 62 within 3 months and can file now if I want at 62. No longer working, put in the 35+ years that SS determines your benefits. As I am here, my situation is my wife can live very well, wether I get 1850.00 a month now or 2650 a month at 66, if I go. I know...

What you stated is true and a fact. What we all don't know is how long we will live. That is why this thread has over 200 responses. Which Is fine. We all learn from each other. Please all continue to provide your thoughts. Sent from my iPhone using Early Retirement Forum

Keep in mind that according bro social security statistics, the percentage of people that apply for ss at 70 is in the single digits. Less than 1 in 10. Very few do. Sent from my iPhone using Early Retirement Forum

I meant that to be 80 and 95 Sent from my iPhone using Early Retirement Forum

From the stats I see, the percentage of people that wait till 70 to take ss is in the single digits. Almost no one does. Very few live till 90+, but we all hope we can. I don't need to be blunt, but those are the facts. If you happen to live that long for a couple of years beyond 88, then...

Didn't realize is was that long ago. She could have been collecting all those years and had Medicare as well. There are people with less medical issues than a stroke on SSDI. Being out of work for a long time without applying may make her ineligible. Sent from my iPhone using Early Retirement...

As she is disabled, she can apply for ss disability and collect her Full retirement amount once approved. Sent from my iPhone using Early Retirement Forum

Excellent statement Sent from my iPhone using Early Retirement Forum