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Following the recent Monster Roth conversion thread https://www.early-retirement.org/forums/f28/monster-roth-conversions-how-big-to-go-and-for-how-long-107859.html got me to thinking, are there any retirement calculators out there that include DAF and HSA? Perhaps modeling each as a Roth...

There have been a number of IRA2Roth conversion threads lately, but thought this topic might be a good one on it's own. When do you decide to stop the conversions? Is it at a particular portfolio% (10, 20, ...)? When projected RMDs go below a certain amount? When IRA balance hits ZERO...